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RedCloud HoldingsRCT +7.75%4 Equity-to-Asset is -0.55 as of Dec. 2025. GuruFocus rates RCT with a GF Score™ of 4/100. The stock has 6 warning signs investors should review. Among 2,892 Software companies, RedCloud Holdings ranks worse than 94.81% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. RedCloud Holdings's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $-6.96 Mil. RedCloud Holdings's Total Assets for the quarter that ended in Dec. 2025 was $12.65 Mil.
Therefore, RedCloud Holdings's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was -0.55.
The historical rank and industry rank for RedCloud Holdings's Equity-to-Asset or its related term are showing as below:
RCT'
s Equity-to-Asset Range Over the Past 10 Years
Min: -3.92 Med: -2.45 Max: -0.55
Current: -0.55
During the past 4 years, the highest Equity to Asset Ratio of RedCloud Holdings was -0.55. The lowest was -3.92. And the median was -2.45.
RCT's Equity-to-Asset is ranked worse than 94.81% of 2892
companies
in the Software industry
Industry Median: 0.55
vs RCT: -0.55
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
RedCloud Holdings Equity-to-Asset Related Terms
RedCloud Holdings Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for RedCloud Holdings's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RCT vs KNRX, UPLD, MYSE: Equity-to-Asset Comparison
For the Software - Application subindustry, RedCloud Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RedCloud Holdings Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, RedCloud Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where RedCloud Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
RedCloud Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RedCloud Holdings (RCT) has a Equity-to-Asset of -0.55 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on RedCloud Holdings and its competitors. According to the industry distribution chart, RedCloud Holdings ranks #2742 out of 2892 companies in the Software industry, placing it in the top 94.8%.
Is RedCloud Holdings' Equity-to-Asset too high?
RedCloud Holdings' current Equity-to-Asset is -0.55. Based on the distribution chart, RedCloud Holdings ranks #2742 out of 2892 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, RedCloud Holdings has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does RedCloud Holdings' Equity-to-Asset compare to KNRX and UPLD?
According to the Software industry distribution chart, RedCloud Holdings ranks #2742 out of 2892 companies for Equity-to-Asset. This places RedCloud Holdings in the lower half of its industry. The industry median Equity-to-Asset is 0.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.55, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on RedCloud Holdings and its competitors. For the Software industry, the median Equity-to-Asset is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RedCloud Holdings's current Equity-to-Asset is -0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RedCloud Holdings stock overvalued right now?
RedCloud Holdings (RCT) has a current Equity-to-Asset of -0.55. The current Equity-to-Asset is -0.55. RedCloud Holdings' overall GF Score™ is 4/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For RedCloud Holdings (RCT), the current Equity-to-Asset is -0.55 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
RedCloud Holdings PLC developed and operates the RedCloud Platform, which facilitates the trading of everyday consumer supplies of fast-moving consumer goods (FMCG) products across business supply chains in Nigeria, South Africa, Argentina, Brazil, and through joint ventures in Turkiye and Saudi Arabia. The Platform solves the old problem of how to unlock and enable access to key purchase and sales data between brands, distributors, and retailers in growth consumer markets. Its Platform has AI and machine learning capabilities that provide brands, distributors, and retailers with trading and product insights and data to help make commercial decisions regarding their business operations. Geographically, Key revenue is generated from Nigeria.
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