RCT (RedCloud Holdings) Liabilities-to-Assets : 1.55 (As of Dec. 2025)

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RCT RedCloud Holdings PLC RCT
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What is RedCloud Holdings Liabilities-to-Assets?

RedCloud Holdings RCT +7.75% 4 Liabilities-to-Assets is 1.55 as of Dec. 2025. GuruFocus rates RCT with a GF Score™ of 4/100. The stock has 6 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. RedCloud Holdings's Total Liabilities for the quarter that ended in Dec. 2025 was $19.62 Mil. RedCloud Holdings's Total Assets for the quarter that ended in Dec. 2025 was $12.65 Mil. Therefore, RedCloud Holdings's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 1.55.


RedCloud Holdings  (NAS:RCT) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


RedCloud Holdings Liabilities-to-Assets Related Terms


RedCloud Holdings Liabilities-to-Assets Historical Data

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The historical data trend for RedCloud Holdings's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RedCloud Holdings Liabilities-to-Assets Chart

RedCloud Holdings Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
2.82 4.08 4.92 1.55

RedCloud Holdings Semi-Annual Data
Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial 4.08 5.64 4.92 1.60 1.55

RCT vs KNRX, UPLD, MYSE: Liabilities-to-Assets Comparison

For the Software - Application subindustry, RedCloud Holdings's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RedCloud Holdings Liabilities-to-Assets vs Software Industry

For the Software industry and Technology sector, RedCloud Holdings's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where RedCloud Holdings's Liabilities-to-Assets falls into.


RCT
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RedCloud Holdings PLC RCT
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RedCloud Holdings Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

RedCloud Holdings's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=19.617/12.654
=1.55

RedCloud Holdings's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=19.617/12.654
=1.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 1.55 mean?
RedCloud Holdings (RCT) has a Liabilities-to-Assets of 1.55 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on RedCloud Holdings and its competitors.
Is RedCloud Holdings' Liabilities-to-Assets too high?
RedCloud Holdings' current Liabilities-to-Assets is 1.55. Overall, RedCloud Holdings has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does RedCloud Holdings' Liabilities-to-Assets compare to KNRX and UPLD?
RedCloud Holdings' Liabilities-to-Assets of 1.55 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Software company?
A good Liabilities-to-Assets depends on the Software industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on RedCloud Holdings and its competitors. RedCloud Holdings's current Liabilities-to-Assets is 1.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RedCloud Holdings stock overvalued right now?
RedCloud Holdings (RCT) has a current Liabilities-to-Assets of 1.55. The current Liabilities-to-Assets is 1.55. RedCloud Holdings' overall GF Score™ is 4/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For RedCloud Holdings (RCT), the current Liabilities-to-Assets is 1.55 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

RedCloud Holdings Business Description

Address 50 Liverpool Street, London, GBR, EC2M 7PY
RedCloud Holdings PLC developed and operates the RedCloud Platform, which facilitates the trading of everyday consumer supplies of fast-moving consumer goods (FMCG) products across business supply chains in Nigeria, South Africa, Argentina, Brazil, and through joint ventures in Turkiye and Saudi Arabia. The Platform solves the old problem of how to unlock and enable access to key purchase and sales data between brands, distributors, and retailers in growth consumer markets. Its Platform has AI and machine learning capabilities that provide brands, distributors, and retailers with trading and product insights and data to help make commercial decisions regarding their business operations. Geographically, Key revenue is generated from Nigeria.
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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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