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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. RedCloud Holdings's retained earnings for the quarter that ended in Dec. 2025 was $-194.66 Mil.
RedCloud Holdings's quarterly retained earnings
declined
from Dec. 2024 ($-148.42 Mil) to Jun. 2025 ($-174.97 Mil) and
declined
from Jun. 2025 ($-174.97 Mil) to Dec. 2025 ($-194.66 Mil).
RedCloud Holdings's annual retained earnings
declined
from Dec. 2023 ($-97.71 Mil) to Dec. 2024 ($-148.42 Mil) and
declined
from Dec. 2024 ($-148.42 Mil) to Dec. 2025 ($-194.66 Mil).
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
RedCloud Holdings Retained Earnings Historical Data
* Premium members only.
The historical data trend for RedCloud Holdings's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of $-194.66 Mil mean?
RedCloud Holdings (RCT) has a Retained Earnings of $-194.66 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on RedCloud Holdings and its competitors.
Is RedCloud Holdings' Retained Earnings too high?
RedCloud Holdings' current Retained Earnings is $-194.66 Mil. Overall, RedCloud Holdings has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does RedCloud Holdings' Retained Earnings compare to KNRX and UPLD?
RedCloud Holdings' Retained Earnings of $-194.66 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on RedCloud Holdings and its competitors. RedCloud Holdings's current Retained Earnings is $-194.66 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RedCloud Holdings stock overvalued right now?
RedCloud Holdings (RCT) has a current Retained Earnings of $-194.66 Mil. The current Retained Earnings is $-194.66 Mil. RedCloud Holdings' overall GF Score™ is 4/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For RedCloud Holdings (RCT), the current Retained Earnings is $-194.66 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
RedCloud Holdings PLC developed and operates the RedCloud Platform, which facilitates the trading of everyday consumer supplies of fast-moving consumer goods (FMCG) products across business supply chains in Nigeria, South Africa, Argentina, Brazil, and through joint ventures in Turkiye and Saudi Arabia. The Platform solves the old problem of how to unlock and enable access to key purchase and sales data between brands, distributors, and retailers in growth consumer markets. Its Platform has AI and machine learning capabilities that provide brands, distributors, and retailers with trading and product insights and data to help make commercial decisions regarding their business operations. Geographically, Key revenue is generated from Nigeria.
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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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