SINO Tactful Co (ROCO:5481) Days Payable: 14.09 (As of Dec. 2025) — 23% Above Median


ROCO:5481 SINO Tactful Co Ltd ROCO:5481
59 GF Score
Price NT$21.00
GF Value NT$17.12
Valuation Modestly Overvalued
! 4 Warning Signs
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What is SINO Tactful Co Days Payable?

SINO Tactful Co ROCO:5481 59 Days Payable is 14.09 as of Dec. 2025, which is 23% above its 10-year median of 11.49. GuruFocus rates ROCO:5481 with a GF Score™ of 59/100 and a GF Value™ of NT$17.12 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 210 Education companies, SINO Tactful Co ranks worse than 74.29% on this metric.

SINO Tactful Co's average Accounts Payable for the three months ended in Dec. 2025 was NT$2.49 Mil. SINO Tactful Co's Cost of Goods Sold for the three months ended in Dec. 2025 was NT$16.09 Mil. Hence, SINO Tactful Co's Days Payable for the three months ended in Dec. 2025 was 14.09.

The historical rank and industry rank for SINO Tactful Co's Days Payable or its related term are showing as below:

ROCO:5481' s Days Payable Range Over the Past 10 Years
Min: 1.73   Med: 11.49   Max: 19.59
Current: 14.21

During the past 13 years, SINO Tactful Co's highest Days Payable was 19.59. The lowest was 1.73. And the median was 11.49.

ROCO:5481's Days Payable is ranked worse than
74.29% of 210 companies
in the Education industry
Industry Median: 34.365 vs ROCO:5481: 14.21

SINO Tactful Co's Days Payable declined from Dec. 2024 (18.96) to Dec. 2025 (14.09). It may suggest that SINO Tactful Co accelerated paying its suppliers.


SINO Tactful Co Days Payable Historical Data

* Premium members only.

The historical data trend for SINO Tactful Co's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SINO Tactful Co Days Payable Chart

SINO Tactful Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.91 11.18 11.42 13.70 12.20

SINO Tactful Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.96 15.79 14.01 15.04 14.09

ROCO:5481 vs EDU, TAL, LAUR: Days Payable Comparison

For the Education & Training Services subindustry, SINO Tactful Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SINO Tactful Co Days Payable vs Education Industry

For the Education industry and Consumer Defensive sector, SINO Tactful Co's Days Payable distribution charts can be found below:

* The bar in red indicates where SINO Tactful Co's Days Payable falls into.


ROCO:5481
59GF Score
SINO Tactful Co Ltd ROCO:5481
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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SINO Tactful Co Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

SINO Tactful Co's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (2.257 + 1.618) / 2 ) / 57.986*365
=1.9375 / 57.986*365
=12.20

SINO Tactful Co's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Sep. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (3.353 + 1.618) / 2 ) / 16.091*365 / 4
=2.4855 / 16.091*365 / 4
=14.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 14.09 mean?
SINO Tactful Co (ROCO:5481) has a Days Payable of 14.09 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on SINO Tactful Co and its competitors. This is 23% above median its historical median of 11.49. Over the past decade, SINO Tactful Co's Days Payable has ranged from 1.73 to 19.59. According to the industry distribution chart, SINO Tactful Co ranks #156 out of 210 companies in the Education industry, placing it in the top 74.3%.
Is SINO Tactful Co's Days Payable too high?
SINO Tactful Co's current Days Payable of 14.09 is 23% above median its 10-year median of 11.49. Over the past 10 years, this metric has ranged from a low of 1.73 to a high of 19.59. The Education industry median Days Payable is 34.37. SINO Tactful Co's value of 14.09 is 59% below this industry median. Based on the distribution chart, SINO Tactful Co ranks #156 out of 210 companies in the Education industry, which is below the industry midpoint. Overall, SINO Tactful Co has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SINO Tactful Co's Days Payable compare to EDU and TAL?
According to the Education industry distribution chart, SINO Tactful Co ranks #156 out of 210 companies for Days Payable. This places SINO Tactful Co in the lower half of its industry. The industry median Days Payable is 34.37. SINO Tactful Co's value of 14.09 is 59% below this benchmark. Historically, SINO Tactful Co's own Days Payable has ranged from 1.73 to 19.59 over the past decade. While the company's 10-year median is 11.49 vs. the industry median of 34.37, SINO Tactful Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Education company?
The median Days Payable among Education companies is 34.37, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SINO Tactful Co's current Days Payable of 14.09 is 59% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on SINO Tactful Co and its competitors. For the Education industry, the median Days Payable is 34.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SINO Tactful Co's current Days Payable is 14.09, which is 23% above median its own 10-year median of 11.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SINO Tactful Co stock overvalued right now?
Based on GuruFocus' analysis, SINO Tactful Co (ROCO:5481) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$17.12, compared to a current price of NT$21.00 — trading 22.7% above its estimated fair value. The current Days Payable is 14.09, which is 23% above median its 10-year median of 11.49 and 59% below the Education industry median of 34.37. SINO Tactful Co's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For SINO Tactful Co (ROCO:5481), the current Days Payable is 14.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SINO Tactful Co (ROCO:5481) Overvalued in 2026?

Based on GuruFocus' analysis, SINO Tactful Co stock appears to be overvalued. The current stock price of NT$21.00 is trading 22.7% above its estimated GF Value™ of NT$17.12. GuruFocus considers SINO Tactful Co to be Modestly Overvalued.

Key valuation signals for ROCO:5481:

  • Days Payable: 14.09 (23% above median its 10-year median of 11.49)
  • GF Value™: NT$17.12 vs. price of NT$21.00 (22.7% above fair value)
  • GF Score™: 59/100 with 4 warning signs
  • Industry Position: 59% below the Education median (#156 of 210)

No single metric tells the full story. See the ROCO:5481 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SINO Tactful Co Business Description

Address No. 328, Changchun Road, 8th Floor - 1, Zhongshan District, Taipei, TWN, 104
SINO Tactful Co Ltd is mainly engaged in investment, real estate development, leasing and sales, foreign language education franchising, sales of teaching materials, and operation of short-term cram schools. Its reportable business segments are the tutorial center segment, American English education segment, leasing segment, and others, with the American English education segment generating the maximum revenue. The tutorial center segment is mainly engaged in short-term tutorial centers, the American English education segment is mainly engaged in foreign language education franchise licensing, the sales of teaching materials, and the leasing segment is mainly engaged in real estate leasing.
59GF Score

Get the complete analysis for ROCO:5481

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$21.00
Price
NT$17.12
GF Value