Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SINO Tactful Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was NT$5.55 Mil. SINO Tactful Co's average total debt for the quarter that ended in Mar. 2026 was NT$231.67 Mil. Therefore, SINO Tactful Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.40%.
SINO Tactful Co (ROCO:5481) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
SINO Tactful Co Effective Interest Rate on Debt % Related Terms
SINO Tactful Co Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for SINO Tactful Co's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SINO Tactful Co Effective Interest Rate on Debt % Chart
ROCO:5481 vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison
For the Education & Training Services subindustry, SINO Tactful Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SINO Tactful Co Effective Interest Rate on Debt % vs Education Industry
For the Education industry and Consumer Defensive sector, SINO Tactful Co's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where SINO Tactful Co's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 2.40% mean?
SINO Tactful Co (ROCO:5481) has a Effective Interest Rate on Debt % of 2.40% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SINO Tactful Co and its competitors.
Is SINO Tactful Co's Effective Interest Rate on Debt % too high?
SINO Tactful Co's current Effective Interest Rate on Debt % is 2.40%. Overall, SINO Tactful Co has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SINO Tactful Co's Effective Interest Rate on Debt % compare to EDU and TAL?
SINO Tactful Co's Effective Interest Rate on Debt % of 2.40% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SINO Tactful Co and its competitors. SINO Tactful Co's current Effective Interest Rate on Debt % is 2.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SINO Tactful Co stock overvalued right now?
Based on GuruFocus' analysis, SINO Tactful Co (ROCO:5481) is currently considered Fairly Valued. The stock's GF Value™ is NT$20.45, compared to a current price of NT$19.90 — trading 2.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.40%. SINO Tactful Co's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SINO Tactful Co (ROCO:5481), the current Effective Interest Rate on Debt % is 2.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SINO Tactful Co (ROCO:5481) Overvalued in 2026?
Based on GuruFocus' analysis, SINO Tactful Co stock appears to be undervalued.
The current stock price of NT$19.90 is trading 2.7% below its estimated GF Value™ of NT$20.45.
GuruFocus considers SINO Tactful Co to be Fairly Valued.
Key valuation signals for ROCO:5481:
Effective Interest Rate on Debt %: 2.40%
GF Value™: NT$20.45 vs. price of NT$19.90 (2.7% below fair value)
No single metric tells the full story. See the ROCO:5481 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SINO Tactful Co Ltd is mainly engaged in investment, real estate development, leasing and sales, foreign language education franchising, sales of teaching materials, and operation of short-term cram schools. Its reportable business segments are the tutorial center segment, American English education segment, leasing segment, and others, with the American English education segment generating the maximum revenue. The tutorial center segment is mainly engaged in short-term tutorial centers, the American English education segment is mainly engaged in foreign language education franchise licensing, the sales of teaching materials, and the leasing segment is mainly engaged in real estate leasing.
61GF Score
Get the complete analysis for ROCO:5481
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ROCO:5481 has been successfully added to your 
