Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. SINO Tactful Co's
Operating Income
for the
three
months ended in Dec. 2025 was NT$-16.27 Mil. SINO Tactful Co's Interest Expense for the
three
months ended in Dec. 2025 was NT$-1.44 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for SINO Tactful Co's Interest Coverage or its related term are showing as below:
ROCO:5481's Interest Coverage is not ranked *
in the Education industry.
Industry Median: 13.39 * Ranked among companies with meaningful Interest Coverage only.
SINO Tactful Co (ROCO:5481) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
SINO Tactful Co Interest Coverage Related Terms
SINO Tactful Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for SINO Tactful Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ROCO:5481 vs EDU, TAL, LAUR: Interest Coverage Comparison
For the Education & Training Services subindustry, SINO Tactful Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SINO Tactful Co Interest Coverage vs Education Industry
For the Education industry and Consumer Defensive sector, SINO Tactful Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where SINO Tactful Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
SINO Tactful Co did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
SINO Tactful Co (ROCO:5481) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SINO Tactful Co and its competitors. According to the industry distribution chart, SINO Tactful Co ranks #999999 out of 194 companies in the Education industry.
Is SINO Tactful Co's Interest Coverage too high?
SINO Tactful Co's current Interest Coverage is 0 (At Loss). Based on the distribution chart, SINO Tactful Co ranks #999999 out of 194 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, SINO Tactful Co has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SINO Tactful Co's Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, SINO Tactful Co ranks #999999 out of 194 companies for Interest Coverage. This places SINO Tactful Co in the lower half of its industry. The industry median Interest Coverage is 13.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.39, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SINO Tactful Co and its competitors. For the Education industry, the median Interest Coverage is 13.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SINO Tactful Co's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SINO Tactful Co stock overvalued right now?
Based on GuruFocus' analysis, SINO Tactful Co (ROCO:5481) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$17.12, compared to a current price of NT$21.00 — trading 22.7% above its estimated fair value. The current Interest Coverage is 0 (At Loss). SINO Tactful Co's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SINO Tactful Co (ROCO:5481), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SINO Tactful Co (ROCO:5481) Overvalued in 2026?
Based on GuruFocus' analysis, SINO Tactful Co stock appears to be overvalued.
The current stock price of NT$21.00 is trading 22.7% above its estimated GF Value™ of NT$17.12.
GuruFocus considers SINO Tactful Co to be Modestly Overvalued.
Key valuation signals for ROCO:5481:
Interest Coverage: 0 (At Loss)
GF Value™: NT$17.12 vs. price of NT$21.00 (22.7% above fair value)
No single metric tells the full story. See the ROCO:5481 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SINO Tactful Co Ltd is mainly engaged in investment, real estate development, leasing and sales, foreign language education franchising, sales of teaching materials, and operation of short-term cram schools. Its reportable business segments are the tutorial center segment, American English education segment, leasing segment, and others, with the American English education segment generating the maximum revenue. The tutorial center segment is mainly engaged in short-term tutorial centers, the American English education segment is mainly engaged in foreign language education franchise licensing, the sales of teaching materials, and the leasing segment is mainly engaged in real estate leasing.
59GF Score
Get the complete analysis for ROCO:5481
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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