Thanh Cong Textile Garment Investment Trading JSC (STC:TCM) Days Payable: 41.56 (As of Mar. 2026) — 15% Above Median


STC:TCM Thanh Cong Textile Garment Investment Trading JSC STC:TCM
77 GF Score
Price ₫20,100.00
GF Value ₫33,462.04
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Thanh Cong Textile Garment Investment Trading JSC Days Payable?

Thanh Cong Textile Garment Investment Trading JSC STC:TCM -0.25% 77 Days Payable is 41.56 as of Mar. 2026, which is 15% above its 10-year median of 36.02. GuruFocus rates STC:TCM with a GF Score™ of 77/100 and a GF Value™ of ₫33,462.04 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,019 Manufacturing - Apparel & Accessories companies, Thanh Cong Textile Garment Investment Trading JSC ranks worse than 60.75% on this metric.

Thanh Cong Textile Garment Investment Trading JSC's average Accounts Payable for the three months ended in Mar. 2026 was ₫390,594 Mil. Thanh Cong Textile Garment Investment Trading JSC's Cost of Goods Sold for the three months ended in Mar. 2026 was ₫857,643 Mil. Hence, Thanh Cong Textile Garment Investment Trading JSC's Days Payable for the three months ended in Mar. 2026 was 41.56.

The historical rank and industry rank for Thanh Cong Textile Garment Investment Trading JSC's Days Payable or its related term are showing as below:

STC:TCM' s Days Payable Range Over the Past 10 Years
Min: 28.53   Med: 36.02   Max: 52.67
Current: 43.23

During the past 13 years, Thanh Cong Textile Garment Investment Trading JSC's highest Days Payable was 52.67. The lowest was 28.53. And the median was 36.02.

STC:TCM's Days Payable is ranked worse than
60.75% of 1019 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 54.13 vs STC:TCM: 43.23

Thanh Cong Textile Garment Investment Trading JSC's Days Payable declined from Mar. 2025 (45.73) to Mar. 2026 (41.56). It may suggest that Thanh Cong Textile Garment Investment Trading JSC accelerated paying its suppliers.


Thanh Cong Textile Garment Investment Trading JSC Days Payable Related Terms


Thanh Cong Textile Garment Investment Trading JSC Days Payable Historical Data

* Premium members only.

The historical data trend for Thanh Cong Textile Garment Investment Trading JSC's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Thanh Cong Textile Garment Investment Trading JSC Days Payable Chart

Thanh Cong Textile Garment Investment Trading JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 49.13 36.74 28.53 42.51 52.67

Thanh Cong Textile Garment Investment Trading JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 45.73 49.75 39.21 41.55 41.56

STC:TCM vs AIN: Days Payable Comparison

For the Textile Manufacturing subindustry, Thanh Cong Textile Garment Investment Trading JSC's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Thanh Cong Textile Garment Investment Trading JSC Days Payable vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Thanh Cong Textile Garment Investment Trading JSC's Days Payable distribution charts can be found below:

* The bar in red indicates where Thanh Cong Textile Garment Investment Trading JSC's Days Payable falls into.


STC:TCM
77GF Score
Thanh Cong Textile Garment Investment Trading JSC STC:TCM
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Thanh Cong Textile Garment Investment Trading JSC Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Thanh Cong Textile Garment Investment Trading JSC's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (478546.318 + 402055.382) / 2 ) / 3051533.043*365
=440300.85 / 3051533.043*365
=52.67

Thanh Cong Textile Garment Investment Trading JSC's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (402055.382 + 379132.438) / 2 ) / 857642.871*365 / 4
=390593.91 / 857642.871*365 / 4
=41.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 41.56 mean?
Thanh Cong Textile Garment Investment Trading JSC (STC:TCM) has a Days Payable of 41.56 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Thanh Cong Textile Garment Investment Trading JSC and its competitors. This is 15% above median its historical median of 36.02. Over the past decade, Thanh Cong Textile Garment Investment Trading JSC's Days Payable has ranged from 28.53 to 52.67. According to the industry distribution chart, Thanh Cong Textile Garment Investment Trading JSC ranks #619 out of 1019 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 60.7%.
Is Thanh Cong Textile Garment Investment Trading JSC's Days Payable too high?
Thanh Cong Textile Garment Investment Trading JSC's current Days Payable of 41.56 is 15% above median its 10-year median of 36.02. Over the past 10 years, this metric has ranged from a low of 28.53 to a high of 52.67. The Manufacturing - Apparel & Accessories industry median Days Payable is 54.13. Thanh Cong Textile Garment Investment Trading JSC's value of 41.56 is 23.2% below this industry median. Based on the distribution chart, Thanh Cong Textile Garment Investment Trading JSC ranks #619 out of 1019 companies in the Manufacturing - Apparel & Accessories industry, which is below the industry midpoint. Overall, Thanh Cong Textile Garment Investment Trading JSC has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Thanh Cong Textile Garment Investment Trading JSC's Days Payable compare to AIN?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Thanh Cong Textile Garment Investment Trading JSC ranks #619 out of 1019 companies for Days Payable. This places Thanh Cong Textile Garment Investment Trading JSC in the lower half of its industry. The industry median Days Payable is 54.13. Thanh Cong Textile Garment Investment Trading JSC's value of 41.56 is 23.2% below this benchmark. Historically, Thanh Cong Textile Garment Investment Trading JSC's own Days Payable has ranged from 28.53 to 52.67 over the past decade. While the company's 10-year median is 36.02 vs. the industry median of 54.13, Thanh Cong Textile Garment Investment Trading JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Manufacturing - Apparel & Accessories company?
The median Days Payable among Manufacturing - Apparel & Accessories companies is 54.13, based on 1,019 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thanh Cong Textile Garment Investment Trading JSC's current Days Payable of 41.56 is 23.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Thanh Cong Textile Garment Investment Trading JSC and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Days Payable is 54.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thanh Cong Textile Garment Investment Trading JSC's current Days Payable is 41.56, which is 15% above median its own 10-year median of 36.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thanh Cong Textile Garment Investment Trading JSC stock overvalued right now?
Based on GuruFocus' analysis, Thanh Cong Textile Garment Investment Trading JSC (STC:TCM) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫33,462.04, compared to a current price of ₫20,100.00 — trading 39.9% below its estimated fair value. The current Days Payable is 41.56, which is 15% above median its 10-year median of 36.02 and 23.2% below the Manufacturing - Apparel & Accessories industry median of 54.13. Thanh Cong Textile Garment Investment Trading JSC's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Thanh Cong Textile Garment Investment Trading JSC (STC:TCM), the current Days Payable is 41.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Thanh Cong Textile Garment Investment Trading JSC (STC:TCM) Overvalued in 2026?

Based on GuruFocus' analysis, Thanh Cong Textile Garment Investment Trading JSC stock appears to be undervalued. The current stock price of ₫20,100.00 is trading 39.9% below its estimated GF Value™ of ₫33,462.04. GuruFocus considers Thanh Cong Textile Garment Investment Trading JSC to be Significantly Undervalued.

Key valuation signals for STC:TCM:

  • Days Payable: 41.56 (15% above median its 10-year median of 36.02)
  • GF Value™: ₫33,462.04 vs. price of ₫20,100.00 (39.9% below fair value)
  • GF Score™: 77/100 with 4 warning signs
  • Industry Position: 23.2% below the Manufacturing - Apparel & Accessories median (#619 of 1019)

No single metric tells the full story. See the STC:TCM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Thanh Cong Textile Garment Investment Trading JSC Business Description

Address 36 Tay Thanh Street, Tay Thanh Ward, Tan Phu District, Ho Chi Minh City, VNM
Thanh Cong Textile Garment Investment Trading JSC is a Vietnam based textile manufacturing company. Its business activity includes manufacturing and trading products of spinning, weaving, knitting, dyeing of the garment. In addition, the organization is also involved in the business areas of Fashion retail; Real Estate; and Trademarks. It generates maximum revenue from sale of Garment. Geographically, the company operates in USA, Europe, China, South Korea, Japan, Vietnam and Other countries.
77GF Score

Get the complete analysis for STC:TCM

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫20,100.00
Price
₫33,462.04
GF Value