Thanh Cong Textile Garment Investment Trading JSC (STC:TCM) Interest Coverage: 7.55 (As of Mar. 2026) — 12% Above Median


STC:TCM Thanh Cong Textile Garment Investment Trading JSC STC:TCM
77 GF Score
Price ₫20,150.00
GF Value ₫33,462.04
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Thanh Cong Textile Garment Investment Trading JSC Interest Coverage?

Thanh Cong Textile Garment Investment Trading JSC STC:TCM 77 Interest Coverage is 7.55 as of Mar. 2026, which is 12% above its 10-year median of 6.72. GuruFocus rates STC:TCM with a GF Score™ of 77/100 and a GF Value™ of ₫33,462.04 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 742 Manufacturing - Apparel & Accessories companies, Thanh Cong Textile Garment Investment Trading JSC ranks better than 54.85% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Thanh Cong Textile Garment Investment Trading JSC's Operating Income for the three months ended in Mar. 2026 was ₫75,254 Mil. Thanh Cong Textile Garment Investment Trading JSC's Interest Expense for the three months ended in Mar. 2026 was ₫-9,974 Mil. Thanh Cong Textile Garment Investment Trading JSC's interest coverage for the quarter that ended in Mar. 2026 was 7.55. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Thanh Cong Textile Garment Investment Trading JSC's Interest Coverage or its related term are showing as below:

STC:TCM' s Interest Coverage Range Over the Past 10 Years
Min: 4.75   Med: 6.72   Max: 12.7
Current: 6.82


STC:TCM's Interest Coverage is ranked better than
54.85% of 742 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.435 vs STC:TCM: 6.82

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Thanh Cong Textile Garment Investment Trading JSC  (STC:TCM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Thanh Cong Textile Garment Investment Trading JSC Interest Coverage Related Terms


Thanh Cong Textile Garment Investment Trading JSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for Thanh Cong Textile Garment Investment Trading JSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Thanh Cong Textile Garment Investment Trading JSC Interest Coverage Chart

Thanh Cong Textile Garment Investment Trading JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.28 11.68 5.76 12.70 7.52

Thanh Cong Textile Garment Investment Trading JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.79 7.63 6.13 5.81 7.55

STC:TCM vs AIN: Interest Coverage Comparison

For the Textile Manufacturing subindustry, Thanh Cong Textile Garment Investment Trading JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Thanh Cong Textile Garment Investment Trading JSC Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Thanh Cong Textile Garment Investment Trading JSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Thanh Cong Textile Garment Investment Trading JSC's Interest Coverage falls into.


STC:TCM
77GF Score
Thanh Cong Textile Garment Investment Trading JSC STC:TCM
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Thanh Cong Textile Garment Investment Trading JSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Thanh Cong Textile Garment Investment Trading JSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Thanh Cong Textile Garment Investment Trading JSC's Interest Expense was ₫-41,416 Mil. Its Operating Income was ₫311,291 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫166,358 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*311290.715/-41415.68
=7.52

Thanh Cong Textile Garment Investment Trading JSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Thanh Cong Textile Garment Investment Trading JSC's Interest Expense was ₫-9,974 Mil. Its Operating Income was ₫75,254 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫166,358 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*75253.907/-9973.542
=7.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 7.55 mean?
Thanh Cong Textile Garment Investment Trading JSC (STC:TCM) has a Interest Coverage of 7.55 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Thanh Cong Textile Garment Investment Trading JSC and its competitors. This is 12% above median its historical median of 6.72. Over the past decade, Thanh Cong Textile Garment Investment Trading JSC's Interest Coverage has ranged from 4.75 to 12.70. According to the industry distribution chart, Thanh Cong Textile Garment Investment Trading JSC ranks #335 out of 742 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 45.1%.
Is Thanh Cong Textile Garment Investment Trading JSC's Interest Coverage too high?
Thanh Cong Textile Garment Investment Trading JSC's current Interest Coverage of 7.55 is 12% above median its 10-year median of 6.72. Over the past 10 years, this metric has ranged from a low of 4.75 to a high of 12.70. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.44. Thanh Cong Textile Garment Investment Trading JSC's value of 7.55 is 38.9% above this industry median. Based on the distribution chart, Thanh Cong Textile Garment Investment Trading JSC ranks #335 out of 742 companies in the Manufacturing - Apparel & Accessories industry, which is above the industry midpoint. Overall, Thanh Cong Textile Garment Investment Trading JSC has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Thanh Cong Textile Garment Investment Trading JSC's Interest Coverage compare to AIN?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Thanh Cong Textile Garment Investment Trading JSC ranks #335 out of 742 companies for Interest Coverage. This puts Thanh Cong Textile Garment Investment Trading JSC in the upper half of its industry. The industry median Interest Coverage is 5.44. Thanh Cong Textile Garment Investment Trading JSC's value of 7.55 is 38.9% above this benchmark. Historically, Thanh Cong Textile Garment Investment Trading JSC's own Interest Coverage has ranged from 4.75 to 12.70 over the past decade. While the company's 10-year median is 6.72 vs. the industry median of 5.44, Thanh Cong Textile Garment Investment Trading JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.44, based on 742 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thanh Cong Textile Garment Investment Trading JSC's current Interest Coverage of 7.55 is 38.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Thanh Cong Textile Garment Investment Trading JSC and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thanh Cong Textile Garment Investment Trading JSC's current Interest Coverage is 7.55, which is 12% above median its own 10-year median of 6.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thanh Cong Textile Garment Investment Trading JSC stock overvalued right now?
Based on GuruFocus' analysis, Thanh Cong Textile Garment Investment Trading JSC (STC:TCM) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫33,462.04, compared to a current price of ₫20,150.00 — trading 39.8% below its estimated fair value. The current Interest Coverage is 7.55, which is 12% above median its 10-year median of 6.72 and 38.9% above the Manufacturing - Apparel & Accessories industry median of 5.44. Thanh Cong Textile Garment Investment Trading JSC's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Thanh Cong Textile Garment Investment Trading JSC (STC:TCM), the current Interest Coverage is 7.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Thanh Cong Textile Garment Investment Trading JSC (STC:TCM) Overvalued in 2026?

Based on GuruFocus' analysis, Thanh Cong Textile Garment Investment Trading JSC stock appears to be undervalued. The current stock price of ₫20,150.00 is trading 39.8% below its estimated GF Value™ of ₫33,462.04. GuruFocus considers Thanh Cong Textile Garment Investment Trading JSC to be Significantly Undervalued.

Key valuation signals for STC:TCM:

  • Interest Coverage: 7.55 (12% above median its 10-year median of 6.72)
  • GF Value™: ₫33,462.04 vs. price of ₫20,150.00 (39.8% below fair value)
  • GF Score™: 77/100 with 4 warning signs
  • Industry Position: 38.9% above the Manufacturing - Apparel & Accessories median (#335 of 742)

No single metric tells the full story. See the STC:TCM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Thanh Cong Textile Garment Investment Trading JSC Business Description

Address 36 Tay Thanh Street, Tay Thanh Ward, Tan Phu District, Ho Chi Minh City, VNM
Thanh Cong Textile Garment Investment Trading JSC is a Vietnam based textile manufacturing company. Its business activity includes manufacturing and trading products of spinning, weaving, knitting, dyeing of the garment. In addition, the organization is also involved in the business areas of Fashion retail; Real Estate; and Trademarks. It generates maximum revenue from sale of Garment. Geographically, the company operates in USA, Europe, China, South Korea, Japan, Vietnam and Other countries.
77GF Score

Get the complete analysis for STC:TCM

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫20,150.00
Price
₫33,462.04
GF Value