Thanh Cong Textile Garment Investment Trading JSC (STC:TCM) Debt-to-EBITDA : 2.23 (As of Mar. 2026) — Near Median

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STC:TCM Thanh Cong Textile Garment Investment Trading JSC STC:TCM
77 GF Score
Price ₫18,800.00
GF Value ₫33,520.70
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is Thanh Cong Textile Garment Investment Trading JSC Debt-to-EBITDA?

Thanh Cong Textile Garment Investment Trading JSC STC:TCM -4.08% 77 Debt-to-EBITDA is 2.23 as of Mar. 2026, which is 6% above its 10-year median of 2.10. GuruFocus rates STC:TCM with a GF Score™ of 77/100 and a GF Value™ of ₫33,520.70 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 809 Manufacturing - Apparel & Accessories companies, Thanh Cong Textile Garment Investment Trading JSC ranks better than 55.75% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Thanh Cong Textile Garment Investment Trading JSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫907,518 Mil. Thanh Cong Textile Garment Investment Trading JSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫166,358 Mil. Thanh Cong Textile Garment Investment Trading JSC's annualized EBITDA for the quarter that ended in Mar. 2026 was ₫481,434 Mil. Thanh Cong Textile Garment Investment Trading JSC's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 2.23.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Thanh Cong Textile Garment Investment Trading JSC's Debt-to-EBITDA or its related term are showing as below:

STC:TCM' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.52   Med: 2.1   Max: 5
Current: 2.23

During the past 13 years, the highest Debt-to-EBITDA Ratio of Thanh Cong Textile Garment Investment Trading JSC was 5.00. The lowest was 1.52. And the median was 2.10.

STC:TCM's Debt-to-EBITDA is ranked better than
55.75% of 809 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 2.72 vs STC:TCM: 2.23

Thanh Cong Textile Garment Investment Trading JSC  (STC:TCM) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Thanh Cong Textile Garment Investment Trading JSC Debt-to-EBITDA Related Terms


Thanh Cong Textile Garment Investment Trading JSC Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Thanh Cong Textile Garment Investment Trading JSC's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Thanh Cong Textile Garment Investment Trading JSC Debt-to-EBITDA Chart

Thanh Cong Textile Garment Investment Trading JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.17 1.89 1.92 1.55 1.82

Thanh Cong Textile Garment Investment Trading JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.97 1.79 1.97 2.35 2.23

STC:TCM vs AIN: Debt-to-EBITDA Comparison

For the Textile Manufacturing subindustry, Thanh Cong Textile Garment Investment Trading JSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Thanh Cong Textile Garment Investment Trading JSC Debt-to-EBITDA vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Thanh Cong Textile Garment Investment Trading JSC's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Thanh Cong Textile Garment Investment Trading JSC's Debt-to-EBITDA falls into.


STC:TCM
77GF Score
Thanh Cong Textile Garment Investment Trading JSC STC:TCM
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Thanh Cong Textile Garment Investment Trading JSC Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Thanh Cong Textile Garment Investment Trading JSC's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(743401.346 + 166357.884) / 499092.724
=1.82

Thanh Cong Textile Garment Investment Trading JSC's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(907518.098 + 166357.884) / 481433.632
=2.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.23 mean?
Thanh Cong Textile Garment Investment Trading JSC (STC:TCM) has a Debt-to-EBITDA of 2.23 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Thanh Cong Textile Garment Investment Trading JSC. This is near median its historical median of 2.10. Over the past decade, Thanh Cong Textile Garment Investment Trading JSC's Debt-to-EBITDA has ranged from 1.52 to 5.00. According to the industry distribution chart, Thanh Cong Textile Garment Investment Trading JSC ranks #358 out of 809 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 44.3%.
Is Thanh Cong Textile Garment Investment Trading JSC's Debt-to-EBITDA too high?
Thanh Cong Textile Garment Investment Trading JSC's current Debt-to-EBITDA of 2.23 is near median its 10-year median of 2.10. Over the past 10 years, this metric has ranged from a low of 1.52 to a high of 5.00. The Manufacturing - Apparel & Accessories industry median Debt-to-EBITDA is 2.72. Thanh Cong Textile Garment Investment Trading JSC's value of 2.23 is 18% below this industry median. Based on the distribution chart, Thanh Cong Textile Garment Investment Trading JSC ranks #358 out of 809 companies in the Manufacturing - Apparel & Accessories industry, which is above the industry midpoint. Overall, Thanh Cong Textile Garment Investment Trading JSC has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Thanh Cong Textile Garment Investment Trading JSC's Debt-to-EBITDA compare to AIN?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Thanh Cong Textile Garment Investment Trading JSC ranks #358 out of 809 companies for Debt-to-EBITDA. This puts Thanh Cong Textile Garment Investment Trading JSC in the upper half of its industry. The industry median Debt-to-EBITDA is 2.72. Thanh Cong Textile Garment Investment Trading JSC's value of 2.23 is 18% below this benchmark. Historically, Thanh Cong Textile Garment Investment Trading JSC's own Debt-to-EBITDA has ranged from 1.52 to 5.00 over the past decade. While the company's 10-year median is 2.10 vs. the industry median of 2.72, Thanh Cong Textile Garment Investment Trading JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Manufacturing - Apparel & Accessories company?
The median Debt-to-EBITDA among Manufacturing - Apparel & Accessories companies is 2.72, based on 809 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thanh Cong Textile Garment Investment Trading JSC's current Debt-to-EBITDA of 2.23 is 18% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Thanh Cong Textile Garment Investment Trading JSC. For the Manufacturing - Apparel & Accessories industry, the median Debt-to-EBITDA is 2.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thanh Cong Textile Garment Investment Trading JSC's current Debt-to-EBITDA is 2.23, which is near median its own 10-year median of 2.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thanh Cong Textile Garment Investment Trading JSC stock overvalued right now?
Based on GuruFocus' analysis, Thanh Cong Textile Garment Investment Trading JSC (STC:TCM) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫33,520.70, compared to a current price of ₫18,800.00 — trading 43.9% below its estimated fair value. The current Debt-to-EBITDA is 2.23, which is near median its 10-year median of 2.10 and 18% below the Manufacturing - Apparel & Accessories industry median of 2.72. Thanh Cong Textile Garment Investment Trading JSC's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Thanh Cong Textile Garment Investment Trading JSC (STC:TCM), the current Debt-to-EBITDA is 2.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Thanh Cong Textile Garment Investment Trading JSC (STC:TCM) Overvalued in 2026?

Based on GuruFocus' analysis, Thanh Cong Textile Garment Investment Trading JSC stock appears to be undervalued. The current stock price of ₫18,800.00 is trading 43.9% below its estimated GF Value™ of ₫33,520.70. GuruFocus considers Thanh Cong Textile Garment Investment Trading JSC to be Significantly Undervalued.

Key valuation signals for STC:TCM:

  • Debt-to-EBITDA: 2.23 (near median its 10-year median of 2.10)
  • GF Value™: ₫33,520.70 vs. price of ₫18,800.00 (43.9% below fair value)
  • GF Score™: 77/100 with 4 warning signs
  • Industry Position: 18% below the Manufacturing - Apparel & Accessories median (#358 of 809)

No single metric tells the full story. See the STC:TCM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Thanh Cong Textile Garment Investment Trading JSC Business Description

Address 36 Tay Thanh Street, Tay Thanh Ward, Tan Phu District, Ho Chi Minh City, VNM
Thanh Cong Textile Garment Investment Trading JSC is a Vietnam based textile manufacturing company. Its business activity includes manufacturing and trading products of spinning, weaving, knitting, dyeing of the garment. In addition, the organization is also involved in the business areas of Fashion retail; Real Estate; and Trademarks. It generates maximum revenue from sale of Garment. Geographically, the company operates in USA, Europe, China, South Korea, Japan, Vietnam and Other countries.
77GF Score

Get the complete analysis for STC:TCM

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫18,800.00
Price
₫33,520.70
GF Value