Nawi Group (XTAE:NAWI) Days Payable: 21.02 (As of Mar. 2026) — 51% Below Median

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XTAE:NAWI Nawi Group Ltd XTAE:NAWI
76 GF Score
Price ₪44.31
GF Value ₪49.10
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Nawi Group Days Payable?

Nawi Group XTAE:NAWI -1.01% 76 Days Payable is 21.02 as of Mar. 2026, which is 51% below its 10-year median of 42.64. GuruFocus rates XTAE:NAWI with a GF Score™ of 76/100 and a GF Value™ of ₪49.10 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 302 Credit Services companies, Nawi Group ranks worse than 72.85% on this metric.

Nawi Group's average Accounts Payable for the three months ended in Mar. 2026 was ₪11.6 Mil. Nawi Group's Cost of Goods Sold for the three months ended in Mar. 2026 was ₪50.3 Mil. Hence, Nawi Group's Days Payable for the three months ended in Mar. 2026 was 21.02.

The historical rank and industry rank for Nawi Group's Days Payable or its related term are showing as below:

XTAE:NAWI' s Days Payable Range Over the Past 10 Years
Min: 10.3   Med: 42.64   Max: 67.8
Current: 10.3

During the past 13 years, Nawi Group's highest Days Payable was 67.80. The lowest was 10.30. And the median was 42.64.

XTAE:NAWI's Days Payable is ranked worse than
72.85% of 302 companies
in the Credit Services industry
Industry Median: 33.455 vs XTAE:NAWI: 10.30

Nawi Group's Days Payable declined from Mar. 2025 (29.70) to Mar. 2026 (21.02). It may suggest that Nawi Group accelerated paying its suppliers.


Nawi Group Days Payable Historical Data

* Premium members only.

The historical data trend for Nawi Group's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nawi Group Days Payable Chart

Nawi Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.77 24.40 40.81 67.80 44.46

Nawi Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.70 5.66 2.71 18.42 21.02

XTAE:NAWI vs V, MA, AXP: Days Payable Comparison

For the Credit Services subindustry, Nawi Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nawi Group Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Nawi Group's Days Payable distribution charts can be found below:

* The bar in red indicates where Nawi Group's Days Payable falls into.


XTAE:NAWI
76GF Score
Nawi Group Ltd XTAE:NAWI
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nawi Group Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Nawi Group's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (25.027 + 22.847) / 2 ) / 196.52*365
=23.937 / 196.52*365
=44.46

Nawi Group's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (22.847 + 0.34) / 2 ) / 50.326*365 / 4
=11.5935 / 50.326*365 / 4
=21.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 21.02 mean?
Nawi Group (XTAE:NAWI) has a Days Payable of 21.02 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Nawi Group and its competitors. This is 51% below median its historical median of 42.64. Over the past decade, Nawi Group's Days Payable has ranged from 10.30 to 67.80. According to the industry distribution chart, Nawi Group ranks #220 out of 302 companies in the Credit Services industry, placing it in the top 72.8%.
Is Nawi Group's Days Payable too high?
Nawi Group's current Days Payable of 21.02 is 51% below median its 10-year median of 42.64. Over the past 10 years, this metric has ranged from a low of 10.30 to a high of 67.80. The Credit Services industry median Days Payable is 33.46. Nawi Group's value of 21.02 is 37.2% below this industry median. Based on the distribution chart, Nawi Group ranks #220 out of 302 companies in the Credit Services industry, which is below the industry midpoint. Overall, Nawi Group has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nawi Group's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Nawi Group ranks #220 out of 302 companies for Days Payable. This places Nawi Group in the lower half of its industry. The industry median Days Payable is 33.46. Nawi Group's value of 21.02 is 37.2% below this benchmark. Historically, Nawi Group's own Days Payable has ranged from 10.30 to 67.80 over the past decade. While the company's 10-year median is 42.64 vs. the industry median of 33.46, Nawi Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.46, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nawi Group's current Days Payable of 21.02 is 37.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Nawi Group and its competitors. For the Credit Services industry, the median Days Payable is 33.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nawi Group's current Days Payable is 21.02, which is 51% below median its own 10-year median of 42.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nawi Group stock overvalued right now?
Based on GuruFocus' analysis, Nawi Group (XTAE:NAWI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₪49.10, compared to a current price of ₪44.31 — trading 9.8% below its estimated fair value. The current Days Payable is 21.02, which is 51% below median its 10-year median of 42.64 and 37.2% below the Credit Services industry median of 33.46. Nawi Group's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Nawi Group (XTAE:NAWI), the current Days Payable is 21.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nawi Group (XTAE:NAWI) Overvalued in 2026?

Based on GuruFocus' analysis, Nawi Group stock appears to be undervalued. The current stock price of ₪44.31 is trading 9.8% below its estimated GF Value™ of ₪49.10. GuruFocus considers Nawi Group to be Modestly Undervalued.

Key valuation signals for XTAE:NAWI:

  • Days Payable: 21.02 (51% below median its 10-year median of 42.64)
  • GF Value™: ₪49.10 vs. price of ₪44.31 (9.8% below fair value)
  • GF Score™: 76/100 with 7 warning signs
  • Industry Position: 37.2% below the Credit Services median (#220 of 302)

No single metric tells the full story. See the XTAE:NAWI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nawi Group Business Description

Address 94 Yigal Alon Street, Tel Aviv, ISR, 65794
Nawi Group Ltd provides financial solutions based on financing and non-bank credit. It provides services such as credit insurance to companies and businesses, commercial checks discounts and import & export financing. Its main activity focuses on providing credit to companies on a variety of levels which includes import financing, procurement financing, financing real estate initiatives, financing suppliers, financing equipment, supplementing equity, and more. Its client base include corporations, companies, partnerships, authorized dealers and business people operating in a variety of industries.
76GF Score

Get the complete analysis for XTAE:NAWI

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪44.31
Price
₪49.10
GF Value