Nawi Group (XTAE:NAWI) E10: ₪3.97 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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XTAE:NAWI Nawi Group Ltd XTAE:NAWI
77 GF Score
Price ₪44.31
GF Value ₪49.10
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is Nawi Group E10?

Nawi Group XTAE:NAWI -1.01% 77 E10 is ₪3.97 as of Mar. 2026. GuruFocus rates XTAE:NAWI with a GF Score™ of 77/100 and a GF Value™ of ₪49.10 (Modestly Undervalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Nawi Group's adjusted earnings per share data for the three months ended in Mar. 2026 was ₪1.414. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₪3.97 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Nawi Group's average E10 Growth Rate was 14.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-30), Nawi Group's current stock price is ₪44.31. Nawi Group's E10 for the quarter that ended in Mar. 2026 was ₪3.97. Nawi Group's Shiller PE Ratio of today is 11.16.

During the past 13 years, the highest Shiller PE Ratio of Nawi Group was 18.44. The lowest was 11.42. And the median was 13.98.


Nawi Group  (XTAE:NAWI) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Nawi Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=44.31/3.97
=11.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Nawi Group was 18.44. The lowest was 11.42. And the median was 13.98.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Nawi Group E10 Related Terms


Nawi Group E10 Historical Data

* Premium members only.

The historical data trend for Nawi Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nawi Group E10 Chart

Nawi Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 3.84

Nawi Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.47 3.54 3.80 3.84 3.97

XTAE:NAWI vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Nawi Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nawi Group Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Nawi Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Nawi Group's Shiller PE Ratio falls into.


XTAE:NAWI
77GF Score
Nawi Group Ltd XTAE:NAWI
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nawi Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Nawi Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.414/330.2130*330.2130
=1.414

Current CPI (Mar. 2026) = 330.2130.

Nawi Group Quarterly Data

per share eps CPI Adj_EPS
201606 0.574 241.018 0.786
201609 0.582 241.428 0.796
201612 0.511 241.432 0.699
201703 0.442 243.801 0.599
201706 0.411 244.955 0.554
201709 0.484 246.819 0.648
201712 0.470 246.524 0.630
201803 0.575 249.554 0.761
201806 0.593 251.989 0.777
201809 0.569 252.439 0.744
201812 0.465 251.233 0.611
201903 0.596 254.202 0.774
201906 0.578 256.143 0.745
201909 0.676 256.759 0.869
201912 -0.252 256.974 -0.324
202003 0.487 258.115 0.623
202006 0.543 257.797 0.696
202009 0.558 260.280 0.708
202012 0.684 260.474 0.867
202103 0.704 264.877 0.878
202106 0.782 271.696 0.950
202109 0.850 274.310 1.023
202112 1.029 278.802 1.219
202203 1.058 287.504 1.215
202206 1.020 296.311 1.137
202209 1.094 296.808 1.217
202212 0.918 296.797 1.021
202303 1.063 301.836 1.163
202306 1.187 305.109 1.285
202309 1.189 307.789 1.276
202312 0.922 306.746 0.993
202403 1.053 312.332 1.113
202406 1.286 314.175 1.352
202409 1.171 315.301 1.226
202412 1.281 315.605 1.340
202503 1.317 319.799 1.360
202506 1.237 322.561 1.266
202509 3.238 324.800 3.292
202512 1.403 324.054 1.430
202603 1.414 330.213 1.414

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₪3.97 mean?
Nawi Group (XTAE:NAWI) has a E10 of ₪3.97 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Nawi Group and its competitors.
Is Nawi Group's E10 too high?
Nawi Group's current E10 is ₪3.97. Overall, Nawi Group has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nawi Group's E10 compare to V and MA?
Nawi Group's E10 of ₪3.97 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Nawi Group and its competitors. Nawi Group's current E10 is ₪3.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nawi Group stock overvalued right now?
Based on GuruFocus' analysis, Nawi Group (XTAE:NAWI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₪49.10, compared to a current price of ₪44.31 — trading 9.8% below its estimated fair value. The current E10 is ₪3.97. Nawi Group's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Nawi Group (XTAE:NAWI), the current E10 is ₪3.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nawi Group (XTAE:NAWI) Overvalued in 2026?

Based on GuruFocus' analysis, Nawi Group stock appears to be undervalued. The current stock price of ₪44.31 is trading 9.8% below its estimated GF Value™ of ₪49.10. GuruFocus considers Nawi Group to be Modestly Undervalued.

Key valuation signals for XTAE:NAWI:

  • E10: ₪3.97
  • GF Value™: ₪49.10 vs. price of ₪44.31 (9.8% below fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the XTAE:NAWI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nawi Group Business Description

Address 94 Yigal Alon Street, Tel Aviv, ISR, 65794
Nawi Group Ltd provides financial solutions based on financing and non-bank credit. It provides services such as credit insurance to companies and businesses, commercial checks discounts and import & export financing. Its main activity focuses on providing credit to companies on a variety of levels which includes import financing, procurement financing, financing real estate initiatives, financing suppliers, financing equipment, supplementing equity, and more. Its client base include corporations, companies, partnerships, authorized dealers and business people operating in a variety of industries.
77GF Score

Get the complete analysis for XTAE:NAWI

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪44.31
Price
₪49.10
GF Value