Nawi Group (XTAE:NAWI) Cyclically Adjusted Book per Share: ₪23.30 (As of Mar. 2026)

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XTAE:NAWI Nawi Group Ltd XTAE:NAWI
77 GF Score
Price ₪44.31
GF Value ₪49.10
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is Nawi Group Cyclically Adjusted Book per Share?

Nawi Group XTAE:NAWI -1.01% 77 Cyclically Adjusted Book per Share is ₪23.30 as of Mar. 2026. GuruFocus rates XTAE:NAWI with a GF Score™ of 77/100 and a GF Value™ of ₪49.10 (Modestly Undervalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Nawi Group's adjusted book value per share for the three months ended in Mar. 2026 was ₪32.225. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₪23.30 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Nawi Group's average Cyclically Adjusted Book Growth Rate was 11.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-30), Nawi Group's current stock price is ₪44.31. Nawi Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₪23.30. Nawi Group's Cyclically Adjusted PB Ratio of today is 1.90.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Nawi Group was 3.05. The lowest was 1.95. And the median was 2.38.


Nawi Group  (XTAE:NAWI) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Nawi Group's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=44.31/23.30
=1.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Nawi Group was 3.05. The lowest was 1.95. And the median was 2.38.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Nawi Group Cyclically Adjusted Book per Share Related Terms


Nawi Group Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Nawi Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nawi Group Cyclically Adjusted Book per Share Chart

Nawi Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 22.62

Nawi Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.86 21.56 22.20 22.62 23.30

XTAE:NAWI vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, Nawi Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nawi Group Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Nawi Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Nawi Group's Cyclically Adjusted PB Ratio falls into.


XTAE:NAWI
77GF Score
Nawi Group Ltd XTAE:NAWI
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nawi Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Nawi Group's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=32.225/330.2130*330.2130
=32.225

Current CPI (Mar. 2026) = 330.2130.

Nawi Group Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 241.018 0.000
201609 0.000 241.428 0.000
201612 12.296 241.432 16.818
201703 12.480 243.801 16.903
201706 12.891 244.955 17.378
201709 13.375 246.819 17.894
201712 13.845 246.524 18.545
201803 13.029 249.554 17.240
201806 13.622 251.989 17.851
201809 14.192 252.439 18.564
201812 14.657 251.233 19.265
201903 15.254 254.202 19.815
201906 15.845 256.143 20.427
201909 16.566 256.759 21.305
201912 16.343 256.974 21.001
202003 16.548 258.115 21.170
202006 17.176 257.797 22.001
202009 17.905 260.280 22.716
202012 18.354 260.474 23.268
202103 18.366 264.877 22.896
202106 18.766 271.696 22.808
202109 19.136 274.310 23.036
202112 19.693 278.802 23.324
202203 19.959 287.504 22.924
202206 20.600 296.311 22.957
202209 20.687 296.808 23.015
202212 20.943 296.797 23.301
202303 22.956 301.836 25.114
202306 24.351 305.109 26.355
202309 24.404 307.789 26.182
202312 24.770 306.746 26.665
202403 25.397 312.332 26.851
202406 25.555 314.175 26.860
202409 26.354 315.301 27.600
202412 27.862 315.605 29.152
202503 28.433 319.799 29.359
202506 29.326 322.561 30.022
202509 30.335 324.800 30.841
202512 30.997 324.054 31.586
202603 32.225 330.213 32.225

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ₪23.30 mean?
Nawi Group (XTAE:NAWI) has a Cyclically Adjusted Book per Share of ₪23.30 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Nawi Group and its competitors.
Is Nawi Group's Cyclically Adjusted Book per Share too high?
Nawi Group's current Cyclically Adjusted Book per Share is ₪23.30. Overall, Nawi Group has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nawi Group's Cyclically Adjusted Book per Share compare to V and MA?
Nawi Group's Cyclically Adjusted Book per Share of ₪23.30 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Nawi Group and its competitors. Nawi Group's current Cyclically Adjusted Book per Share is ₪23.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nawi Group stock overvalued right now?
Based on GuruFocus' analysis, Nawi Group (XTAE:NAWI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₪49.10, compared to a current price of ₪44.31 — trading 9.8% below its estimated fair value. The current Cyclically Adjusted Book per Share is ₪23.30. Nawi Group's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Nawi Group (XTAE:NAWI), the current Cyclically Adjusted Book per Share is ₪23.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nawi Group (XTAE:NAWI) Overvalued in 2026?

Based on GuruFocus' analysis, Nawi Group stock appears to be undervalued. The current stock price of ₪44.31 is trading 9.8% below its estimated GF Value™ of ₪49.10. GuruFocus considers Nawi Group to be Modestly Undervalued.

Key valuation signals for XTAE:NAWI:

  • Cyclically Adjusted Book per Share: ₪23.30
  • GF Value™: ₪49.10 vs. price of ₪44.31 (9.8% below fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the XTAE:NAWI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nawi Group Business Description

Address 94 Yigal Alon Street, Tel Aviv, ISR, 65794
Nawi Group Ltd provides financial solutions based on financing and non-bank credit. It provides services such as credit insurance to companies and businesses, commercial checks discounts and import & export financing. Its main activity focuses on providing credit to companies on a variety of levels which includes import financing, procurement financing, financing real estate initiatives, financing suppliers, financing equipment, supplementing equity, and more. Its client base include corporations, companies, partnerships, authorized dealers and business people operating in a variety of industries.
77GF Score

Get the complete analysis for XTAE:NAWI

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪44.31
Price
₪49.10
GF Value