Bank of the Philippine Islands (Bank of the Philippine Islands) Debt-to-Equity : 0.44 (As of Dec. 2023)

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What is Bank of the Philippine Islands Debt-to-Equity?

Bank of the Philippine Islands's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $0 Mil. Bank of the Philippine Islands's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $2,733 Mil. Bank of the Philippine Islands's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $6,197 Mil. Bank of the Philippine Islands's debt to equity for the quarter that ended in Dec. 2023 was 0.44.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Bank of the Philippine Islands's Debt-to-Equity or its related term are showing as below:

BPHLY' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.14 Med: 0.41 Max: 0.67
Current: 0.44

During the past 13 years, the highest Debt-to-Equity Ratio of Bank of the Philippine Islands was 0.67. The lowest was 0.14. And the median was 0.41.

BPHLY's Debt-to-Equity is ranked better than
64.18% of 1393 companies
in the Banks industry
Industry Median: 0.69 vs BPHLY: 0.44

Bank of the Philippine Islands Debt-to-Equity Historical Data

The historical data trend for Bank of the Philippine Islands's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank of the Philippine Islands Debt-to-Equity Chart

Bank of the Philippine Islands Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

Get a 7-Day Free Trial

0.65

0.62

0.38

0.44

Bank of the Philippine Islands Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-Equity	Get a 7-Day Free Trial															0.38	0.30	0.32	0.29	0.44

Competitive Comparison of Bank of the Philippine Islands's Debt-to-Equity

For the Banks - Regional subindustry, Bank of the Philippine Islands's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of the Philippine Islands's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank of the Philippine Islands's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Bank of the Philippine Islands's Debt-to-Equity falls into.

Bank of the Philippine Islands Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Bank of the Philippine Islands's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	2733.138)	/	6197.314
	=	0.44

Bank of the Philippine Islands's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	2733.138)	/	6197.314
	=	0.44

Bank of the Philippine Islands (OTCPK:BPHLY) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Bank of the Philippine Islands Debt-to-Equity Related Terms

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Bank of the Philippine Islands (Bank of the Philippine Islands) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Bank of the Philippine Islands (OTCPK:BPHLY) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

BPHLF:USA BPI:Philippines

Address

Ayala Avenue Corner Salcedo Street, Ayala North Exchange Tower 1, Legaspi Village, Metro Manila, Makati City, PHL, 1229

Website

https://www.bpiexpressonline.com

Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. BPI's services include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. The bank has a wide network and operates almost entirely in the Philippines with some exposure to Hong Kong and Europe. The bank's primary shareholder for decades has been the Ayala Corporation, a large Filipino conglomerate that holds about half of the bank's outstanding shares. It has also long been associated with the Catholic Church and its charities and endowments. Large corporate customers constitute the majority of the bank's loan portfolio.