Bank of the Philippine IslandsBPHLY -3.15%72 Dividend Yield % is 5.18% as of Jun. 25, 2026, which is 141% above its 10-year median of 2.15. GuruFocus rates BPHLY with a GF Score™ of 72/100 and a GF Value™ of $53.06 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,251 Banks companies, Bank of the Philippine Islands ranks better than 74.74% on this metric.
During the past 12 months, Bank of the Philippine Islands's average Dividends Per Share Growth Rate was 10.10% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 30.90% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 25.80% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 8.60% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bank of the Philippine Islands was 53.00% per year. The lowest was -20.10% per year. And the median was 3.90% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Bank of the Philippine Islands (OTCPK:BPHLY) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of the Philippine Islands Dividend Yield % Chart
Bank of the Philippine Islands Dividend Yield % Competitor Comparison
For the Banks - Regional subindustry, Bank of the Philippine Islands's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of the Philippine Islands Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of the Philippine Islands's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Bank of the Philippine Islands's Dividend Yield % falls into.
Bank of the Philippine Islands Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Bank of the Philippine Islands Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.848664
2026-06-04
2026-06-04
2026-07-08
Cash Dividend
semi-annually
USD:USD 1.000000
USD 0.776868
2025-12-03
2025-12-03
2026-01-02
Cash Dividend
semi-annually
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of the Philippine Islands (BPHLY) has a Dividend Yield % of 5.18% as of Jun. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Bank of the Philippine Islands and its competitors. This is 141% above median its historical median of 2.15. Over the past decade, Bank of the Philippine Islands' Dividend Yield % has ranged from 1.46 to 5.22. According to the industry distribution chart, Bank of the Philippine Islands ranks #316 out of 1251 companies in the Banks industry, placing it in the top 25.3%.
Is Bank of the Philippine Islands' Dividend Yield % too high?
Bank of the Philippine Islands' current Dividend Yield % of 5.18% is 141% above median its 10-year median of 2.15. Over the past 10 years, this metric has ranged from a low of 1.46 to a high of 5.22. The Banks industry median Dividend Yield % is 3.03. Bank of the Philippine Islands' value of 5.18% is 71% above this industry median. Based on the distribution chart, Bank of the Philippine Islands ranks #316 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of the Philippine Islands has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, Bank of the Philippine Islands ranks #316 out of 1251 companies for Dividend Yield %. This puts Bank of the Philippine Islands in the upper half of its industry. The industry median Dividend Yield % is 3.03. Bank of the Philippine Islands' value of 5.18% is 71% above this benchmark. Historically, Bank of the Philippine Islands' own Dividend Yield % has ranged from 1.46 to 5.22 over the past decade. While the company's 10-year median is 2.15 vs. the industry median of 3.03, Bank of the Philippine Islands has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of the Philippine Islands's current Dividend Yield % of 5.18% is 71% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Bank of the Philippine Islands and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of the Philippine Islands's current Dividend Yield % is 5.18%, which is 141% above median its own 10-year median of 2.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (BPHLY) is currently considered Possible Value Trap. The stock's GF Value™ is $53.06, compared to a current price of $31.41 — trading 40.8% below its estimated fair value. The current Dividend Yield % is 5.18%, which is 141% above median its 10-year median of 2.15 and 71% above the Banks industry median of 3.03. Bank of the Philippine Islands' overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Bank of the Philippine Islands (BPHLY), the current Dividend Yield % is 5.18% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of the Philippine Islands (BPHLY) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued.
The current stock price of $31.41 is trading 40.8% below its estimated GF Value™ of $53.06.
GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.
Key valuation signals for BPHLY:
Dividend Yield %: 5.18% (141% above median its 10-year median of 2.15)
GF Value™: $53.06 vs. price of $31.41 (40.8% below fair value)
Industry Position: 71% above the Banks median (#316 of 1251)
No single metric tells the full story. See the BPHLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of the Philippine Islands Business Description
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
72GF Score
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Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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