The historical rank and industry rank for Bank of the Philippine Islands's EV-to-FCF or its related term are showing as below:
BPHLY'
s EV-to-FCF Range Over the Past 10 Years
Min: -221.5 Med: -2.45 Max: 426.57
Current: -221.5
During the past 13 years, the highest EV-to-FCF of Bank of the Philippine Islands was 426.57. The lowest was -221.50. And the median was -2.45.
BPHLY's EV-to-FCF is ranked worse than 100% of 1199
companies
in the Banks industry
Industry Median: 6.56
vs BPHLY: -221.50
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bank of the Philippine Islands (OTCPK:BPHLY) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bank of the Philippine Islands's PE Ratio (TTM) for today is calculated as:
Bank of the Philippine Islands's share price for today is $33.4158.
Bank of the Philippine Islands's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.114.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bank of the Philippine Islands EV-to-FCF Related Terms
Bank of the Philippine Islands EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of the Philippine Islands EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Bank of the Philippine Islands's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of the Philippine Islands EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Bank of the Philippine Islands's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Bank of the Philippine Islands's EV-to-FCF falls into.
Bank of the Philippine Islands's current Enterprise Value is $9,495 Mil.
Bank of the Philippine Islands's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-43 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of the Philippine Islands (BPHLY) has a EV-to-FCF of -220.83 as of Jul. 12, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of the Philippine Islands and its competitors. According to the industry distribution chart, Bank of the Philippine Islands ranks #999999 out of 1199 companies in the Banks industry.
Is Bank of the Philippine Islands' EV-to-FCF too high?
Bank of the Philippine Islands' current EV-to-FCF is -220.83. Based on the distribution chart, Bank of the Philippine Islands ranks #999999 out of 1199 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of the Philippine Islands has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Bank of the Philippine Islands ranks #999999 out of 1199 companies for EV-to-FCF. This places Bank of the Philippine Islands in the lower half of its industry. The industry median EV-to-FCF is 6.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of the Philippine Islands and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of the Philippine Islands's current EV-to-FCF is -220.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (BPHLY) is currently considered Possible Value Trap. The stock's GF Value™ is $52.49, compared to a current price of $33.42 — trading 36.3% below its estimated fair value. The current EV-to-FCF is -220.83. Bank of the Philippine Islands' overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank of the Philippine Islands (BPHLY), the current EV-to-FCF is -220.83 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of the Philippine Islands (BPHLY) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued.
The current stock price of $33.42 is trading 36.3% below its estimated GF Value™ of $52.49.
GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.
Key valuation signals for BPHLY:
EV-to-FCF: -220.83
GF Value™: $52.49 vs. price of $33.42 (36.3% below fair value)
No single metric tells the full story. See the BPHLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of the Philippine Islands Business Description
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
72GF Score
Get the complete analysis for BPHLY
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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