BPHLY (Bank of the Philippine Islands) ROE % Adjusted to Book Value: 12.64% (As of Mar. 2026)


BPHLY Bank of the Philippine Islands BPHLY
72 GF Score
Price $33.95
GF Value $54.78
Valuation Possible Value Trap
! 3 Warning Signs
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What is Bank of the Philippine Islands ROE % Adjusted to Book Value?

Bank of the Philippine Islands BPHLY +8.10% 72 ROE % Adjusted to Book Value is 12.64% as of Mar. 2026. GuruFocus rates BPHLY with a GF Score™ of 72/100 and a GF Value™ of $54.78 (Possible Value Trap). The stock has 3 warning signs investors should review.

Bank of the Philippine Islands's ROE % for the quarter that ended in Mar. 2026 was 14.16%. Bank of the Philippine Islands's PB Ratio for the quarter that ended in Mar. 2026 was 1.12. Bank of the Philippine Islands's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 12.64%.


Bank of the Philippine Islands ROE % Adjusted to Book Value Related Terms


Bank of the Philippine Islands ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Bank of the Philippine Islands's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of the Philippine Islands ROE % Adjusted to Book Value Chart

Bank of the Philippine Islands Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.58 8.59 9.95 9.61 10.88

Bank of the Philippine Islands Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.35 9.04 11.28 10.05 12.64

Bank of the Philippine Islands ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Bank of the Philippine Islands's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of the Philippine Islands ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Bank of the Philippine Islands's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Bank of the Philippine Islands's ROE % Adjusted to Book Value falls into.


BPHLY
72GF Score
Bank of the Philippine Islands BPHLY
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of the Philippine Islands ROE % Adjusted to Book Value Calculation

Bank of the Philippine Islands's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.69% / 1.35
=10.88%

Bank of the Philippine Islands's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.16% / 1.12
=12.64%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 12.64% mean?
Bank of the Philippine Islands (BPHLY) has a ROE % Adjusted to Book Value of 12.64% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bank of the Philippine Islands and its competitors.
Is Bank of the Philippine Islands' ROE % Adjusted to Book Value too high?
Bank of the Philippine Islands' current ROE % Adjusted to Book Value is 12.64%. Overall, Bank of the Philippine Islands has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' ROE % Adjusted to Book Value compare to competitors?
Bank of the Philippine Islands' ROE % Adjusted to Book Value of 12.64% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bank of the Philippine Islands and its competitors. Bank of the Philippine Islands's current ROE % Adjusted to Book Value is 12.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (BPHLY) is currently considered Possible Value Trap. The stock's GF Value™ is $54.78, compared to a current price of $33.95 — trading 38% below its estimated fair value. The current ROE % Adjusted to Book Value is 12.64%. Bank of the Philippine Islands' overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Bank of the Philippine Islands (BPHLY), the current ROE % Adjusted to Book Value is 12.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of the Philippine Islands (BPHLY) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued. The current stock price of $33.95 is trading 38% below its estimated GF Value™ of $54.78. GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.

Key valuation signals for BPHLY:

  • ROE % Adjusted to Book Value: 12.64%
  • GF Value™: $54.78 vs. price of $33.95 (38% below fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the BPHLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of the Philippine Islands Business Description

Other Exchanges BPI:Philippines
Address Paseo de Roxas Corner Makati Avenue, 22nd Floor - 28th Floor, Tower 2, Ayala Triangle Gardens, Bel-Air, Makati City, PHL, 1226
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
72GF Score

Get the complete analysis for BPHLY

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.95
Price
$54.78
GF Value