Bank of the Philippine Islands has the GF Score of 76, which implies that the company
is
Likely to have average performance.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Bank of the Philippine Islands
is
Likely to have average performance.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Bank of the Philippine Islands (OTCPK:BPHLY) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Bank of the Philippine Islands GF Score Related Terms
Bank of the Philippine Islands GF Score Competitor Comparison
For the Banks - Regional subindustry, Bank of the Philippine Islands's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of the Philippine Islands GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Bank of the Philippine Islands's GF Score distribution charts can be found below:
* The bar in red indicates where Bank of the Philippine Islands's GF Score falls into.
Bank of the Philippine Islands (BPHLY) has a GF Score of 76 as of Jul. 03, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Bank of the Philippine Islands and its competitors. This is 10% below median its historical median of 84.00. Over the past decade, Bank of the Philippine Islands' GF Score has ranged from 22.00 to 91.00.
Is Bank of the Philippine Islands' GF Score too high?
Bank of the Philippine Islands' current GF Score of 76 is 10% below median its 10-year median of 84.00. Over the past 10 years, this metric has ranged from a low of 22.00 to a high of 91.00. Overall, Bank of the Philippine Islands has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' GF Score compare to competitors?
Bank of the Philippine Islands' GF Score of 76 can be compared against companies in the Banks industry. Historically, Bank of the Philippine Islands' own GF Score has ranged from 22.00 to 91.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Bank of the Philippine Islands and its competitors. Bank of the Philippine Islands's current GF Score is 76, which is 10% below median its own 10-year median of 84.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (BPHLY) is currently considered Possible Value Trap. The stock's GF Value™ is $51.23, compared to a current price of $32.81 — trading 36% below its estimated fair value. The current GF Score is 76, which is 10% below median its 10-year median of 84.00. Bank of the Philippine Islands' overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Bank of the Philippine Islands (BPHLY), the current GF Score is 76 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of the Philippine Islands (BPHLY) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued.
The current stock price of $32.81 is trading 36% below its estimated GF Value™ of $51.23.
GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.
Key valuation signals for BPHLY:
GF Score: 76 (10% below median its 10-year median of 84.00)
GF Value™: $51.23 vs. price of $32.81 (36% below fair value)
No single metric tells the full story. See the BPHLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of the Philippine Islands Business Description
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
76GF Score
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