Assurant (FRA:ZAS) Debt-to-Equity : 0.40 (As of Mar. 2025)

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What is Assurant Debt-to-Equity?

Assurant's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was €161 Mil. Assurant's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was €1,766 Mil. Assurant's Total Stockholders Equity for the quarter that ended in Mar. 2025 was €4,842 Mil. Assurant's debt to equity for the quarter that ended in Mar. 2025 was 0.40.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Assurant's Debt-to-Equity or its related term are showing as below:

FRA:ZAS' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.24 Med: 0.38 Max: 0.52
Current: 0.4

During the past 13 years, the highest Debt-to-Equity Ratio of Assurant was 0.52. The lowest was 0.24. And the median was 0.38.

FRA:ZAS's Debt-to-Equity is ranked worse than
71.61% of 398 companies
in the Insurance industry
Industry Median: 0.2 vs FRA:ZAS: 0.40

Assurant Debt-to-Equity Historical Data

The historical data trend for Assurant's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Assurant Debt-to-Equity Chart

Assurant Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Debt-to-Equity

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0.38

0.40

0.50

0.43

0.41

Assurant Quarterly Data
	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25
Debt-to-Equity	Get a 7-Day Free Trial															0.42	0.42	0.40	0.41	0.40

Competitive Comparison of Assurant's Debt-to-Equity

For the Insurance - Property & Casualty subindustry, Assurant's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Assurant's Debt-to-Equity Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Assurant's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Assurant's Debt-to-Equity falls into.

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Assurant Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Assurant's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	1989.361)	/	4876.899
	=	0.41

Assurant's Debt to Equity Ratio for the quarter that ended in Mar. 2025 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(161.32	+	1766.102)	/	4841.635
	=	0.40

Assurant (FRA:ZAS) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Assurant Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Assurant's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Assurant Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Assurant Inc (FRA:ZAS) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

AIZ:USA 0HIN:UK A1SU34:Brazil

Address

260 Interstate North Circle SE, Atlanta, GA, USA, 30339

Website

https://www.assurant.com

Assurant Inc is a protection company that partners with the brands to safeguard and service connected devices, homes and automobiles. It operate in North America, Latin America, Europe and Asia Pacific through two operating segments: Global Lifestyle and Global Housing. Global Lifestyle: includes mobile device solutions (including extended service contracts, insurance policies and related services), extended service contracts and related services for consumer electronics and appliances, and financial services and other insurance products. Global Housing: includes lender-placed homeowners, manufactured housing and flood insurance, as well as voluntary manufactured housing, condominium and homeowners insurance. Key revenue is generated from Global Lifestyle segment.

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