NWFL (Norwood Financial) Payments of Debt: $-113.36 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NWFL Norwood Financial Corp NWFL
60 GF Score
Price $31.83
GF Value $31.65
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Norwood Financial Payments of Debt?

Norwood Financial NWFL +2.51% 60 Payments of Debt is $-113.36 Mil as of Mar. 2026. GuruFocus rates NWFL with a GF Score™ of 60/100 and a GF Value™ of $31.65 (Fairly Valued). The stock has 4 warning signs investors should review.

Norwood Financial's Payments of Debt for the three months ended in Mar. 2026 was $-27.66 Mil.

Norwood Financial's Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 was $-113.36 Mil.


Norwood Financial Payments of Debt Related Terms


Norwood Financial Payments of Debt Historical Data

* Premium members only.

The historical data trend for Norwood Financial's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Norwood Financial Payments of Debt Chart

Norwood Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only -14.94 -30.00 -89.90 -82.44 -180.75

Norwood Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -136.27 -33.24 -39.78 -12.67 -27.66
NWFL
60GF Score
Norwood Financial Corp NWFL
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Norwood Financial Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-113.36 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of $-113.36 Mil mean?
Norwood Financial (NWFL) has a Payments of Debt of $-113.36 Mil as of Mar. 2026. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Norwood Financial and its competitors.
Is Norwood Financial's Payments of Debt too high?
Norwood Financial's current Payments of Debt is $-113.36 Mil. Overall, Norwood Financial has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Norwood Financial's Payments of Debt compare to TSBK and CZFS?
Norwood Financial's Payments of Debt of $-113.36 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Banks company?
A good Payments of Debt depends on the Banks industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Norwood Financial and its competitors. Norwood Financial's current Payments of Debt is $-113.36 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norwood Financial stock overvalued right now?
Based on GuruFocus' analysis, Norwood Financial (NWFL) is currently considered Fairly Valued. The stock's GF Value™ is $31.65, compared to a current price of $31.83 — trading 0.6% above its estimated fair value. The current Payments of Debt is $-113.36 Mil. Norwood Financial's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For Norwood Financial (NWFL), the current Payments of Debt is $-113.36 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Norwood Financial (NWFL) Overvalued in 2026?

Based on GuruFocus' analysis, Norwood Financial stock appears to be overvalued. The current stock price of $31.83 is trading 0.6% above its estimated GF Value™ of $31.65. GuruFocus considers Norwood Financial to be Fairly Valued.

Key valuation signals for NWFL:

  • Payments of Debt: $-113.36 Mil
  • GF Value™: $31.65 vs. price of $31.83 (0.6% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the NWFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Norwood Financial Business Description

Address 717 Main Street, P.O. Box 269, Honesdale, PA, USA, 18431
Norwood Financial Corp is a U.S.-based bank holding company. It offers various personal and business credit services, trust and investment products, and real estate settlement services to consumers, businesses, nonprofit organizations, and municipalities in each of the communities that the bank serves. The bank also manages automated teller machines at its branch location. It serves the Pennsylvanian counties of Wayne, Pike, Monroe, and Lackawanna, as well as Susquehanna County.
60GF Score

Get the complete analysis for NWFL

Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.83
Price
$31.65
GF Value