NWFL (Norwood Financial) ROC %: % (As of Mar. 2026)


NWFL Norwood Financial Corp NWFL
59 GF Score
Price $30.94
GF Value $32.80
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Norwood Financial ROC %?

Norwood Financial NWFL -0.19% 59 ROC % is % as of Mar. 2026. GuruFocus rates NWFL with a GF Score™ of 59/100 and a GF Value™ of $32.80 (Fairly Valued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

NWFL
59GF Score
Norwood Financial Corp NWFL
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Norwood Financial (NWFL) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Norwood Financial and its competitors.
Is Norwood Financial's ROC % too high?
Norwood Financial's current ROC % is %. Overall, Norwood Financial has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Norwood Financial's ROC % compare to FNLC and CHMG?
Norwood Financial's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Norwood Financial and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Norwood Financial's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norwood Financial stock overvalued right now?
Based on GuruFocus' analysis, Norwood Financial (NWFL) is currently considered Fairly Valued. The stock's GF Value™ is $32.80, compared to a current price of $30.94 — trading 5.7% below its estimated fair value. The current ROC % is %. Norwood Financial's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Norwood Financial (NWFL), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Norwood Financial (NWFL) Overvalued in 2026?

Based on GuruFocus' analysis, Norwood Financial stock appears to be undervalued. The current stock price of $30.94 is trading 5.7% below its estimated GF Value™ of $32.80. GuruFocus considers Norwood Financial to be Fairly Valued.

Key valuation signals for NWFL:

  • ROC %: %
  • GF Value™: $32.80 vs. price of $30.94 (5.7% below fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the NWFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Norwood Financial Business Description

Address 717 Main Street, P.O. Box 269, Honesdale, PA, USA, 18431
Norwood Financial Corp is a U.S.-based bank holding company. It offers various personal and business credit services, trust and investment products, and real estate settlement services to consumers, businesses, nonprofit organizations, and municipalities in each of the communities that the bank serves. The bank also manages automated teller machines at its branch location. It serves the Pennsylvanian counties of Wayne, Pike, Monroe, and Lackawanna, as well as Susquehanna County.
59GF Score

Get the complete analysis for NWFL

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.94
Price
$32.80
GF Value