NWFL (Norwood Financial) Tax Rate %: 22.61% (As of Mar. 2026)

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NWFL Norwood Financial Corp NWFL
60 GF Score
Price $33.80
GF Value $32.81
Valuation Fairly Valued
! 4 Warning Signs
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What is Norwood Financial Tax Rate %?

Norwood Financial NWFL +1.02% 60 Tax Rate % is 22.61% as of Mar. 2026. GuruFocus rates NWFL with a GF Score™ of 60/100 and a GF Value™ of $32.81 (Fairly Valued). The stock has 4 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Norwood Financial's Tax Expense for the three months ended in Mar. 2026 was $1.1 Mil. Norwood Financial's Pre-Tax Income for the three months ended in Mar. 2026 was $4.8 Mil. Therefore, Norwood Financial's Tax Rate % for the quarter that ended in Mar. 2026 was 22.61%.

Norwood Financial Tax Rate % Related Terms

Norwood Financial Tax Rate % Historical Data

* Premium members only.

The historical data trend for Norwood Financial's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Norwood Financial Tax Rate % Chart

Norwood Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.26 19.66 20.75 37.98 20.74

Norwood Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.77 20.86 20.56 22.61 19.79
NWFL
60GF Score
Norwood Financial Corp NWFL
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Norwood Financial Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Norwood Financial's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=7.264/35.019
=20.74 %

Norwood Financial's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=1.09/4.82
=22.61 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 22.61% mean?
Norwood Financial (NWFL) has a Tax Rate % of 22.61% as of Mar. 2026.
Is Norwood Financial's Tax Rate % too high?
Norwood Financial's current Tax Rate % is 22.61%. Overall, Norwood Financial has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Norwood Financial's Tax Rate % compare to CZFS and AVBH?
Norwood Financial's Tax Rate % of 22.61% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Norwood Financial's current Tax Rate % is 22.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norwood Financial stock overvalued right now?
Based on GuruFocus' analysis, Norwood Financial (NWFL) is currently considered Fairly Valued. The stock's GF Value™ is $32.81, compared to a current price of $33.80 — trading 3% above its estimated fair value. The current Tax Rate % is 22.61%. Norwood Financial's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Norwood Financial (NWFL), the current Tax Rate % is 22.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Norwood Financial (NWFL) Overvalued in 2026?

Based on GuruFocus' analysis, Norwood Financial stock appears to be overvalued. The current stock price of $33.80 is trading 3% above its estimated GF Value™ of $32.81. GuruFocus considers Norwood Financial to be Fairly Valued.

Key valuation signals for NWFL:

  • Tax Rate %: 22.61%
  • GF Value™: $32.81 vs. price of $33.80 (3% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the NWFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Norwood Financial Business Description

Address 717 Main Street, P.O. Box 269, Honesdale, PA, USA, 18431
Norwood Financial Corp is a U.S.-based bank holding company. It offers various personal and business credit services, trust and investment products, and real estate settlement services to consumers, businesses, nonprofit organizations, and municipalities in each of the communities that the bank serves. The bank also manages automated teller machines at its branch location. It serves the Pennsylvanian counties of Wayne, Pike, Monroe, and Lackawanna, as well as Susquehanna County.
60GF Score

Get the complete analysis for NWFL

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.80
Price
$32.81
GF Value