Gemlife Communities Group (ASX:GLF) Debt-to-Asset : 0.30 (As of Dec. 2025)

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ASX:GLF Gemlife Communities Group ASX:GLF
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What is Gemlife Communities Group Debt-to-Asset?

Gemlife Communities Group ASX:GLF +2.32% 10 Debt-to-Asset is 0.30 as of Dec. 2025. GuruFocus rates ASX:GLF with a GF Score™ of 10/100. The stock has 7 warning signs investors should review.

Gemlife Communities Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$11.0 Mil. Gemlife Communities Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$464.2 Mil. Gemlife Communities Group's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was A$1,578.0 Mil. Gemlife Communities Group's debt to asset for the quarter that ended in Dec. 2025 was 0.30.

Gemlife Communities Group  (ASX:GLF) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Gemlife Communities Group Debt-to-Asset Related Terms

Gemlife Communities Group Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Gemlife Communities Group's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gemlife Communities Group Debt-to-Asset Chart

Gemlife Communities Group Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
0.00 0.00 0.27 0.30

Gemlife Communities Group Semi-Annual Data
Dec22 Dec23 Dec24 Dec25
Debt-to-Asset 0.00 0.00 0.27 0.30

Gemlife Communities Group Debt-to-Asset Competitor Comparison

For the Real Estate - Development subindustry, Gemlife Communities Group's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Gemlife Communities Group Debt-to-Asset vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Gemlife Communities Group's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Gemlife Communities Group's Debt-to-Asset falls into.


ASX:GLF
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Gemlife Communities Group ASX:GLF
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Gemlife Communities Group Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Gemlife Communities Group's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(11.001 + 464.241) / 1577.978
=0.30

Gemlife Communities Group's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(11.001 + 464.241) / 1577.978
=0.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.30 mean?
Gemlife Communities Group (ASX:GLF) has a Debt-to-Asset of 0.30 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Gemlife Communities Group and its competitors.
Is Gemlife Communities Group's Debt-to-Asset too high?
Gemlife Communities Group's current Debt-to-Asset is 0.30. Overall, Gemlife Communities Group has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Gemlife Communities Group's Debt-to-Asset compare to competitors?
Gemlife Communities Group's Debt-to-Asset of 0.30 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Real Estate company?
A good Debt-to-Asset depends on the Real Estate industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Gemlife Communities Group and its competitors. Gemlife Communities Group's current Debt-to-Asset is 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gemlife Communities Group stock overvalued right now?
Gemlife Communities Group (ASX:GLF) has a current Debt-to-Asset of 0.30. The current Debt-to-Asset is 0.30. Gemlife Communities Group's overall GF Score™ is 10/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Gemlife Communities Group (ASX:GLF), the current Debt-to-Asset is 0.30 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Gemlife Communities Group Business Description

Address 120 Siganto Drive, Level 2, Helensvale, Gold Coast, QLD, AUS, 4212
GemLife Communities Group is a developer, builder, owner, and operator within Australia's Land Lease Community (LLC) sector. It provides premium resort-style living for homeowners aged 50 and over, designed to support a high-quality, active, and socially engaged lifestyle. GemLife focuses on delivering master-planned residential communities to senior downsizers, with homes that are low-maintenance and equipped with recreational and leisure facilities to support community-oriented living. It has two reportable segments: Development and Community Operations. Maximum revenue is generated from the Development segment, which develops the land and sells the home on behalf of the landowner. The Community Operations segment is responsible for the maintenance of the common areas of the communities.
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