Gemlife Communities Group (ASX:GLF) ROA %: 3.26% (As of Dec. 2025) — 11% Below Median


ASX:GLF Gemlife Communities Group ASX:GLF
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What is Gemlife Communities Group ROA %?

Gemlife Communities Group ASX:GLF -1.93% 18 ROA % is 3.26% as of Dec. 2025, which is 11% below its 10-year median of 3.65. GuruFocus rates ASX:GLF with a GF Score™ of 18/100. The stock has 7 warning signs investors should review. Among 1,801 Real Estate companies, Gemlife Communities Group ranks better than 65.91% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Gemlife Communities Group's annualized Net Income for the quarter that ended in Dec. 2025 was A$48.2 Mil. Gemlife Communities Group's average Total Assets over the quarter that ended in Dec. 2025 was A$1,477.3 Mil. Therefore, Gemlife Communities Group's annualized ROA % for the quarter that ended in Dec. 2025 was 3.26%.

The historical rank and industry rank for Gemlife Communities Group's ROA % or its related term are showing as below:

ASX:GLF' s ROA % Range Over the Past 10 Years
Min: 3.26   Med: 3.65   Max: 4.04
Current: 3.26

During the past 4 years, Gemlife Communities Group's highest ROA % was 4.04%. The lowest was 3.26%. And the median was 3.65%.

ASX:GLF's ROA % is ranked better than
65.91% of 1801 companies
in the Real Estate industry
Industry Median: 1.7 vs ASX:GLF: 3.26

Gemlife Communities Group  (ASX:GLF) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=48.161/1477.339
=(Net Income / Revenue)*(Revenue / Total Assets)
=(48.161 / 280.728)*(280.728 / 1477.339)
=Net Margin %*Asset Turnover
=17.16 %*0.19
=3.26 %

Note: The Net Income data used here is one times the annual (Dec. 2025) net income data. The Revenue data used here is one times the annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Gemlife Communities Group ROA % Related Terms


Gemlife Communities Group ROA % Historical Data

* Premium members only.

The historical data trend for Gemlife Communities Group's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gemlife Communities Group ROA % Chart

Gemlife Communities Group Annual Data
Trend Dec22 Dec23 Dec24 Dec25
ROA %
0.00 0.00 4.04 3.26

Gemlife Communities Group Semi-Annual Data
Dec22 Dec23 Dec24 Dec25
ROA % 0.00 0.00 4.04 3.26

Gemlife Communities Group ROA % Competitor Comparison

For the Real Estate - Development subindustry, Gemlife Communities Group's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gemlife Communities Group ROA % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Gemlife Communities Group's ROA % distribution charts can be found below:

* The bar in red indicates where Gemlife Communities Group's ROA % falls into.


ASX:GLF
18GF Score
Gemlife Communities Group ASX:GLF
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Gemlife Communities Group ROA % Calculation

Gemlife Communities Group's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=48.161/( (1376.7+1577.978)/ 2 )
=48.161/1477.339
=3.26 %

Gemlife Communities Group's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=48.161/( (1376.7+1577.978)/ 2 )
=48.161/1477.339
=3.26 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is one times the annual (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 3.26% mean?
Gemlife Communities Group (ASX:GLF) has a ROA % of 3.26% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Gemlife Communities Group and its competitors. This is 11% below median its historical median of 3.65. Over the past decade, Gemlife Communities Group's ROA % has ranged from 3.26 to 4.04. According to the industry distribution chart, Gemlife Communities Group ranks #614 out of 1801 companies in the Real Estate industry, placing it in the top 34.1%.
Is Gemlife Communities Group's ROA % too high?
Gemlife Communities Group's current ROA % of 3.26% is 11% below median its 10-year median of 3.65. Over the past 10 years, this metric has ranged from a low of 3.26 to a high of 4.04. The Real Estate industry median ROA % is 1.70. Gemlife Communities Group's value of 3.26% is 91.8% above this industry median. Based on the distribution chart, Gemlife Communities Group ranks #614 out of 1801 companies in the Real Estate industry, which is above the industry midpoint. Overall, Gemlife Communities Group has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Gemlife Communities Group's ROA % compare to competitors?
According to the Real Estate industry distribution chart, Gemlife Communities Group ranks #614 out of 1801 companies for ROA %. This puts Gemlife Communities Group in the upper half of its industry. The industry median ROA % is 1.70. Gemlife Communities Group's value of 3.26% is 91.8% above this benchmark. Historically, Gemlife Communities Group's own ROA % has ranged from 3.26 to 4.04 over the past decade. While the company's 10-year median is 3.65 vs. the industry median of 1.70, Gemlife Communities Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Real Estate company?
The median ROA % among Real Estate companies is 1.70, based on 1,801 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gemlife Communities Group's current ROA % of 3.26% is 91.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Gemlife Communities Group and its competitors. For the Real Estate industry, the median ROA % is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gemlife Communities Group's current ROA % is 3.26%, which is 11% below median its own 10-year median of 3.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gemlife Communities Group stock overvalued right now?
Gemlife Communities Group (ASX:GLF) has a current ROA % of 3.26%. The current ROA % is 3.26%, which is 11% below median its 10-year median of 3.65 and 91.8% above the Real Estate industry median of 1.70. Gemlife Communities Group's overall GF Score™ is 18/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Gemlife Communities Group (ASX:GLF), the current ROA % is 3.26% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Gemlife Communities Group Business Description

Address 120 Siganto Drive, Level 2, Helensvale, Gold Coast, QLD, AUS, 4212
GemLife Communities Group is a developer, builder, owner, and operator within Australia's Land Lease Community (LLC) sector. It provides premium resort-style living for homeowners aged 50 and over, designed to support a high-quality, active, and socially engaged lifestyle. GemLife focuses on delivering master-planned residential communities to senior downsizers, with homes that are low-maintenance and equipped with recreational and leisure facilities to support community-oriented living. It has two reportable segments: Development and Community Operations. Maximum revenue is generated from the Development segment, which develops the land and sells the home on behalf of the landowner. The Community Operations segment is responsible for the maintenance of the common areas of the communities.
18GF Score

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