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Gemlife Communities GroupASX:GLF -0.22%14 Debt-to-Equity is 2.22 as of Dec. 2025, which is 12% above its 10-year median of 1.99. GuruFocus rates ASX:GLF with a GF Score™ of 14/100. The stock has 7 warning signs investors should review. Among 1,542 Real Estate companies, Gemlife Communities Group ranks worse than 85.99% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Gemlife Communities Group's Debt-to-Equity or its related term are showing as below:
ASX:GLF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.76 Med: 1.99 Max: 2.22
Current: 2.22
During the past 4 years, the highest Debt-to-Equity Ratio of Gemlife Communities Group was 2.22. The lowest was 1.76. And the median was 1.99.
ASX:GLF's Debt-to-Equity is ranked worse than 85.99% of 1542
companies
in the Real Estate industry
Industry Median: 0.73
vs ASX:GLF: 2.22
Gemlife Communities Group (ASX:GLF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Gemlife Communities Group Debt-to-Equity Related Terms
Gemlife Communities Group Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gemlife Communities Group Debt-to-Equity Chart
Gemlife Communities Group Annual Data
Trend
Dec22
Dec23
Dec24
Dec25
Debt-to-Equity
N/A
N/A
1.76
2.22
Gemlife Communities Group Semi-Annual Data
Dec22
Dec23
Dec24
Dec25
Debt-to-Equity
N/A
N/A
1.76
2.22
Gemlife Communities Group Debt-to-Equity Competitor Comparison
For the Real Estate - Development subindustry, Gemlife Communities Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gemlife Communities Group Debt-to-Equity vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Gemlife Communities Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Gemlife Communities Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gemlife Communities Group (ASX:GLF) has a Debt-to-Equity of 2.22 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Gemlife Communities Group and its competitors. This is 12% above median its historical median of 1.99. Over the past decade, Gemlife Communities Group's Debt-to-Equity has ranged from 1.76 to 2.22. According to the industry distribution chart, Gemlife Communities Group ranks #1326 out of 1542 companies in the Real Estate industry, placing it in the top 86%.
Is Gemlife Communities Group's Debt-to-Equity too high?
Gemlife Communities Group's current Debt-to-Equity of 2.22 is 12% above median its 10-year median of 1.99. Over the past 10 years, this metric has ranged from a low of 1.76 to a high of 2.22. The Real Estate industry median Debt-to-Equity is 0.73. Gemlife Communities Group's value of 2.22 is 204.1% above this industry median. Based on the distribution chart, Gemlife Communities Group ranks #1326 out of 1542 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Gemlife Communities Group has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Gemlife Communities Group's Debt-to-Equity compare to competitors?
According to the Real Estate industry distribution chart, Gemlife Communities Group ranks #1326 out of 1542 companies for Debt-to-Equity. This places Gemlife Communities Group in the lower half of its industry. The industry median Debt-to-Equity is 0.73. Gemlife Communities Group's value of 2.22 is 204.1% above this benchmark. Historically, Gemlife Communities Group's own Debt-to-Equity has ranged from 1.76 to 2.22 over the past decade. While the company's 10-year median is 1.99 vs. the industry median of 0.73, Gemlife Communities Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Real Estate company?
The median Debt-to-Equity among Real Estate companies is 0.73, based on 1,542 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gemlife Communities Group's current Debt-to-Equity of 2.22 is 204.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Gemlife Communities Group and its competitors. For the Real Estate industry, the median Debt-to-Equity is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gemlife Communities Group's current Debt-to-Equity is 2.22, which is 12% above median its own 10-year median of 1.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gemlife Communities Group stock overvalued right now?
Gemlife Communities Group (ASX:GLF) has a current Debt-to-Equity of 2.22. The current Debt-to-Equity is 2.22, which is 12% above median its 10-year median of 1.99 and 204.1% above the Real Estate industry median of 0.73. Gemlife Communities Group's overall GF Score™ is 14/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Gemlife Communities Group (ASX:GLF), the current Debt-to-Equity is 2.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
GemLife Communities Group is a developer, builder, owner, and operator within Australia's Land Lease Community (LLC) sector. It provides premium resort-style living for homeowners aged 50 and over, designed to support a high-quality, active, and socially engaged lifestyle. GemLife focuses on delivering master-planned residential communities to senior downsizers, with homes that are low-maintenance and equipped with recreational and leisure facilities to support community-oriented living. It has two reportable segments: Development and Community Operations. Maximum revenue is generated from the Development segment, which develops the land and sells the home on behalf of the landowner. The Community Operations segment is responsible for the maintenance of the common areas of the communities.
14GF Score
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