Gemlife Communities Group (ASX:GLF) ROE %: 22.58% (As of Dec. 2025) — Near Median


ASX:GLF Gemlife Communities Group ASX:GLF
18 GF Score
Price A$4.57
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What is Gemlife Communities Group ROE %?

Gemlife Communities Group ASX:GLF -1.93% 18 ROE % is 22.58% as of Dec. 2025, which is 7% below its 10-year median of 24.39. GuruFocus rates ASX:GLF with a GF Score™ of 18/100. The stock has 7 warning signs investors should review. Among 1,732 Real Estate companies, Gemlife Communities Group ranks better than 92.09% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Gemlife Communities Group's annualized net income for the quarter that ended in Dec. 2025 was A$48.2 Mil. Gemlife Communities Group's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was A$213.3 Mil. Therefore, Gemlife Communities Group's annualized ROE % for the quarter that ended in Dec. 2025 was 22.58%.

The historical rank and industry rank for Gemlife Communities Group's ROE % or its related term are showing as below:

ASX:GLF' s ROE % Range Over the Past 10 Years
Min: 22.58   Med: 24.39   Max: 26.2
Current: 22.58

During the past 4 years, Gemlife Communities Group's highest ROE % was 26.20%. The lowest was 22.58%. And the median was 24.39%.

ASX:GLF's ROE % is ranked better than
92.09% of 1732 companies
in the Real Estate industry
Industry Median: 3.98 vs ASX:GLF: 22.58

Gemlife Communities Group  (ASX:GLF) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=48.161/213.2985
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(48.161 / 280.728)*(280.728 / 1477.339)*(1477.339 / 213.2985)
=Net Margin %*Asset Turnover*Equity Multiplier
=17.16 %*0.19*6.9262
=ROA %*Equity Multiplier
=3.26 %*6.9262
=22.58 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=48.161/213.2985
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (48.161 / 49.769) * (49.769 / 87.357) * (87.357 / 280.728) * (280.728 / 1477.339) * (1477.339 / 213.2985)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.9677 * 0.5697 * 31.12 % * 0.19 * 6.9262
=22.58 %

Note: The net income data used here is one times the annual (Dec. 2025) net income data. The Revenue data used here is one times the annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Gemlife Communities Group ROE % Related Terms


Gemlife Communities Group ROE % Historical Data

* Premium members only.

The historical data trend for Gemlife Communities Group's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gemlife Communities Group ROE % Chart

Gemlife Communities Group Annual Data
Trend Dec22 Dec23 Dec24 Dec25
ROE %
0.00 0.00 26.20 22.58

Gemlife Communities Group Semi-Annual Data
Dec22 Dec23 Dec24 Dec25
ROE % 0.00 0.00 26.20 22.58

Gemlife Communities Group ROE % Competitor Comparison

For the Real Estate - Development subindustry, Gemlife Communities Group's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gemlife Communities Group ROE % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Gemlife Communities Group's ROE % distribution charts can be found below:

* The bar in red indicates where Gemlife Communities Group's ROE % falls into.


ASX:GLF
18GF Score
Gemlife Communities Group ASX:GLF
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Gemlife Communities Group ROE % Calculation

Gemlife Communities Group's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=48.161/( (212.2+214.397)/ 2 )
=48.161/213.2985
=22.58 %

Gemlife Communities Group's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Dec. 2024 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=48.161/( (212.2+214.397)/ 2 )
=48.161/213.2985
=22.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 22.58% mean?
Gemlife Communities Group (ASX:GLF) has a ROE % of 22.58% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Gemlife Communities Group and its competitors. This is near median its historical median of 24.39. Over the past decade, Gemlife Communities Group's ROE % has ranged from 22.58 to 26.20. According to the industry distribution chart, Gemlife Communities Group ranks #137 out of 1732 companies in the Real Estate industry, placing it in the top 7.9%.
Is Gemlife Communities Group's ROE % too high?
Gemlife Communities Group's current ROE % of 22.58% is near median its 10-year median of 24.39. Over the past 10 years, this metric has ranged from a low of 22.58 to a high of 26.20. The Real Estate industry median ROE % is 3.98. Gemlife Communities Group's value of 22.58% is 467.3% above this industry median. Based on the distribution chart, Gemlife Communities Group ranks #137 out of 1732 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Gemlife Communities Group has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Gemlife Communities Group's ROE % compare to competitors?
According to the Real Estate industry distribution chart, Gemlife Communities Group ranks #137 out of 1732 companies for ROE %. This places Gemlife Communities Group in the top 8% of its industry — outperforming the majority of peers. The industry median ROE % is 3.98. Gemlife Communities Group's value of 22.58% is 467.3% above this benchmark. Historically, Gemlife Communities Group's own ROE % has ranged from 22.58 to 26.20 over the past decade. While the company's 10-year median is 24.39 vs. the industry median of 3.98, Gemlife Communities Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Real Estate company?
The median ROE % among Real Estate companies is 3.98, based on 1,732 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gemlife Communities Group's current ROE % of 22.58% is 467.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Gemlife Communities Group and its competitors. For the Real Estate industry, the median ROE % is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gemlife Communities Group's current ROE % is 22.58%, which is near median its own 10-year median of 24.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gemlife Communities Group stock overvalued right now?
Gemlife Communities Group (ASX:GLF) has a current ROE % of 22.58%. The current ROE % is 22.58%, which is near median its 10-year median of 24.39 and 467.3% above the Real Estate industry median of 3.98. Gemlife Communities Group's overall GF Score™ is 18/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Gemlife Communities Group (ASX:GLF), the current ROE % is 22.58% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Gemlife Communities Group Business Description

Address 120 Siganto Drive, Level 2, Helensvale, Gold Coast, QLD, AUS, 4212
GemLife Communities Group is a developer, builder, owner, and operator within Australia's Land Lease Community (LLC) sector. It provides premium resort-style living for homeowners aged 50 and over, designed to support a high-quality, active, and socially engaged lifestyle. GemLife focuses on delivering master-planned residential communities to senior downsizers, with homes that are low-maintenance and equipped with recreational and leisure facilities to support community-oriented living. It has two reportable segments: Development and Community Operations. Maximum revenue is generated from the Development segment, which develops the land and sells the home on behalf of the landowner. The Community Operations segment is responsible for the maintenance of the common areas of the communities.
18GF Score

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