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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Gemlife Communities Group's Total Liabilities for the quarter that ended in Dec. 2025 was A$560.3 Mil. Gemlife Communities Group's Total Assets for the quarter that ended in Dec. 2025 was A$1,578.0 Mil.
Therefore, Gemlife Communities Group's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.36.
Gemlife Communities Group (ASX:GLF) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Gemlife Communities Group Liabilities-to-Assets Related Terms
Gemlife Communities Group Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gemlife Communities Group Liabilities-to-Assets Chart
Gemlife Communities Group Annual Data
Trend
Dec22
Dec23
Dec24
Dec25
Liabilities-to-Assets
0.00
0.00
0.32
0.36
Gemlife Communities Group Semi-Annual Data
Dec22
Dec23
Dec24
Dec25
Liabilities-to-Assets
0.00
0.00
0.32
0.36
Gemlife Communities Group Liabilities-to-Assets Competitor Comparison
For the Real Estate - Development subindustry, Gemlife Communities Group's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gemlife Communities Group Liabilities-to-Assets vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Gemlife Communities Group's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Gemlife Communities Group's Liabilities-to-Assets falls into.
Gemlife Communities Group Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Gemlife Communities Group's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gemlife Communities Group (ASX:GLF) has a Liabilities-to-Assets of 0.36 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Gemlife Communities Group and its competitors.
Is Gemlife Communities Group's Liabilities-to-Assets too high?
Gemlife Communities Group's current Liabilities-to-Assets is 0.36. Overall, Gemlife Communities Group has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Gemlife Communities Group's Liabilities-to-Assets compare to competitors?
Gemlife Communities Group's Liabilities-to-Assets of 0.36 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Real Estate company?
A good Liabilities-to-Assets depends on the Real Estate industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Gemlife Communities Group and its competitors. Gemlife Communities Group's current Liabilities-to-Assets is 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gemlife Communities Group stock overvalued right now?
Gemlife Communities Group (ASX:GLF) has a current Liabilities-to-Assets of 0.36. The current Liabilities-to-Assets is 0.36. Gemlife Communities Group's overall GF Score™ is 10/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Gemlife Communities Group (ASX:GLF), the current Liabilities-to-Assets is 0.36 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
GemLife Communities Group is a developer, builder, owner, and operator within Australia's Land Lease Community (LLC) sector. It provides premium resort-style living for homeowners aged 50 and over, designed to support a high-quality, active, and socially engaged lifestyle. GemLife focuses on delivering master-planned residential communities to senior downsizers, with homes that are low-maintenance and equipped with recreational and leisure facilities to support community-oriented living. It has two reportable segments: Development and Community Operations. Maximum revenue is generated from the Development segment, which develops the land and sells the home on behalf of the landowner. The Community Operations segment is responsible for the maintenance of the common areas of the communities.
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