BHPTY (Banco Hipotecario) Debt-to-Asset : 0.06 (As of Mar. 2026)

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BHPTY Banco Hipotecario SA BHPTY
53 GF Score
Price $3.08
GF Value $3.21
! 3 Warning Signs
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What is Banco Hipotecario Debt-to-Asset?

Banco Hipotecario BHPTY 53 Debt-to-Asset is 0.06 as of Mar. 2026. GuruFocus rates BHPTY with a GF Score™ of 53/100 and a GF Value™ of $3.21. The stock has 3 warning signs investors should review.

Banco Hipotecario's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.0 Mil. Banco Hipotecario's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $160.3 Mil. Banco Hipotecario's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was $2,725.0 Mil. Banco Hipotecario's debt to asset for the quarter that ended in Mar. 2026 was 0.06.

Banco Hipotecario  (OTCPK:BHPTY) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Banco Hipotecario Debt-to-Asset Related Terms

Banco Hipotecario Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Banco Hipotecario's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Hipotecario Debt-to-Asset Chart

Banco Hipotecario Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.06 0.05 0.04 0.03 0.06

Banco Hipotecario Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.06 0.05 0.06 0.06

BHPTY vs PNC, USB: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Banco Hipotecario's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco Hipotecario Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Banco Hipotecario's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Banco Hipotecario's Debt-to-Asset falls into.


BHPTY
53GF Score
Banco Hipotecario SA BHPTY
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Hipotecario Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Banco Hipotecario's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 149.164) / 2575.06
=0.06

Banco Hipotecario's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 160.324) / 2725
=0.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.06 mean?
Banco Hipotecario (BHPTY) has a Debt-to-Asset of 0.06 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Banco Hipotecario and its competitors.
Is Banco Hipotecario's Debt-to-Asset too high?
Banco Hipotecario's current Debt-to-Asset is 0.06. Overall, Banco Hipotecario has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Banco Hipotecario's Debt-to-Asset compare to PNC and USB?
Banco Hipotecario's Debt-to-Asset of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Banco Hipotecario and its competitors. Banco Hipotecario's current Debt-to-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Hipotecario stock overvalued right now?
Banco Hipotecario (BHPTY) has a current Debt-to-Asset of 0.06. The stock's GF Value™ is $3.21, compared to a current price of $3.08 — trading 4% below its estimated fair value. The current Debt-to-Asset is 0.06. Banco Hipotecario's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Banco Hipotecario (BHPTY), the current Debt-to-Asset is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Hipotecario (BHPTY) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Hipotecario stock appears to be undervalued. The current stock price of $3.08 is trading 4% below its estimated GF Value™ of $3.21.

Key valuation signals for BHPTY:

  • Debt-to-Asset: 0.06
  • GF Value™: $3.21 vs. price of $3.08 (4% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the BHPTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Hipotecario Business Description

Other Exchanges BHIP:Argentina
Address Reconquista 151, Buenos Aires, ARG
Banco Hipotecario SA acts as a banking corporation based in Argentina. The company's operating segment includes Finance, Wholesale Banking, Retail Banking, and Others. Retail Banking segment includes loans granted and other credit products, such as deposit taking from individuals. The Wholesale Banking segment encompasses corporate and financial advice, as well as asset management and loans to large customers. It generates maximum revenue from the Retail banking segment. Some of its product include mortgage credits, personal loans, insurance, cash management, and others. Geographically, it operates only in Argentina.
53GF Score

Get the complete analysis for BHPTY

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.08
Price
$3.21
GF Value