BHPTY (Banco Hipotecario) Scaled Net Operating Assets: 0.10 (As of Mar. 2026)


BHPTY Banco Hipotecario SA BHPTY
52 GF Score
Price $3.08
GF Value $2.21
! 3 Warning Signs
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What is Banco Hipotecario Scaled Net Operating Assets?

Banco Hipotecario BHPTY 52 Scaled Net Operating Assets is 0.10 as of Mar. 2026. GuruFocus rates BHPTY with a GF Score™ of 52/100 and a GF Value™ of $2.21. The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco Hipotecario's operating assets for the quarter that ended in Mar. 2026 was $2,369.4 Mil. Banco Hipotecario's operating liabilities for the quarter that ended in Mar. 2026 was $2,105.9 Mil. Banco Hipotecario's Total Assets for the quarter that ended in Dec. 2025 was $2,575.1 Mil. Therefore, Banco Hipotecario's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.10.

BHPTY
52GF Score
Banco Hipotecario SA BHPTY
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Hipotecario Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco Hipotecario's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(2247.686-2014.99)/3750.504
=0.06

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2575.06 - 327.374
=2247.686

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2164.154 - 149.164 - 0
=2014.99

Banco Hipotecario's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(2369.394-2105.862)/2575.06
=0.10

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2725 - 355.606
=2369.394

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2266.186 - 160.324 - 0
=2105.862

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.10 mean?
Banco Hipotecario (BHPTY) has a Scaled Net Operating Assets of 0.10 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco Hipotecario and its competitors.
Is Banco Hipotecario's Scaled Net Operating Assets too high?
Banco Hipotecario's current Scaled Net Operating Assets is 0.10. Overall, Banco Hipotecario has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Banco Hipotecario's Scaled Net Operating Assets compare to PNC and USB?
Banco Hipotecario's Scaled Net Operating Assets of 0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco Hipotecario and its competitors. Banco Hipotecario's current Scaled Net Operating Assets is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Hipotecario stock overvalued right now?
Banco Hipotecario (BHPTY) has a current Scaled Net Operating Assets of 0.10. The stock's GF Value™ is $2.21, compared to a current price of $3.08 — trading 39.4% above its estimated fair value. The current Scaled Net Operating Assets is 0.10. Banco Hipotecario's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Banco Hipotecario (BHPTY), the current Scaled Net Operating Assets is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Hipotecario (BHPTY) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Hipotecario stock appears to be overvalued. The current stock price of $3.08 is trading 39.4% above its estimated GF Value™ of $2.21.

Key valuation signals for BHPTY:

  • Scaled Net Operating Assets: 0.10
  • GF Value™: $2.21 vs. price of $3.08 (39.4% above fair value)
  • GF Score™: 52/100 with 3 warning signs

No single metric tells the full story. See the BHPTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Hipotecario Business Description

Other Exchanges BHIP:Argentina
Address Reconquista 151, Buenos Aires, ARG
Banco Hipotecario SA acts as a banking corporation based in Argentina. The company's operating segment includes Finance, Wholesale Banking, Retail Banking, and Others. Retail Banking segment includes loans granted and other credit products, such as deposit taking from individuals. The Wholesale Banking segment encompasses corporate and financial advice, as well as asset management and loans to large customers. It generates maximum revenue from the Retail banking segment. Some of its product include mortgage credits, personal loans, insurance, cash management, and others. Geographically, it operates only in Argentina.
52GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.08
Price
$2.21
GF Value