BHPTY (Banco Hipotecario) Dividend Payout Ratio: 1.64 (As of Mar. 2026) — 1071% Above Median


BHPTY Banco Hipotecario SA BHPTY
52 GF Score
Price $3.08
GF Value $2.21
! 3 Warning Signs
View Full Analysis

What is Banco Hipotecario Dividend Payout Ratio?

Banco Hipotecario BHPTY 52 Dividend Payout Ratio is 1.64 as of Mar. 2026, which is 1071% above its 10-year median of 0.14. GuruFocus rates BHPTY with a GF Score™ of 52/100 and a GF Value™ of $2.21. The stock has 3 warning signs investors should review. Among 1,168 Banks companies, Banco Hipotecario ranks worse than 92.64% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Banco Hipotecario's Dividend Payout Ratio for the months ended in Mar. 2026 was 1.64.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Banco Hipotecario SA is 0.76, which seems too high.

The historical rank and industry rank for Banco Hipotecario's Dividend Payout Ratio or its related term are showing as below:

BHPTY' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.1   Med: 0.14   Max: 0.72
Current: 0.72

During the past 13 years, the highest Dividend Payout Ratio of Banco Hipotecario was 0.72. The lowest was 0.10. And the median was 0.14.

BHPTY's Dividend Payout Ratio is ranked worse than
92.64% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs BHPTY: 0.72

As of today (2026-06-26), the Dividend Yield % of Banco Hipotecario is 0.00%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Banco Hipotecario was 17.03%. The lowest was 0.00%. And the median was 2.43%.

Banco Hipotecario's Dividends per Share for the months ended in Mar. 2026 was $0.12.

During the past 12 months, Banco Hipotecario's average Dividends Per Share Growth Rate was 148.70% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Banco Hipotecario was 66.10% per year. The lowest was -24.70% per year. And the median was 20.70% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Banco Hipotecario (OTCPK:BHPTY) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Banco Hipotecario Dividend Payout Ratio Related Terms

Banco Hipotecario Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Banco Hipotecario's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Hipotecario Dividend Payout Ratio Chart

Banco Hipotecario Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.14 0.54

Banco Hipotecario Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.15 0.00 0.54 1.64

BHPTY vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Banco Hipotecario's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco Hipotecario Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Hipotecario's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Banco Hipotecario's Dividend Payout Ratio falls into.


BHPTY
52GF Score
Banco Hipotecario SA BHPTY
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Hipotecario Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Banco Hipotecario's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.24/ 0.446
=0.54

Banco Hipotecario's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.12/ 0.073
=1.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.64 mean?
Banco Hipotecario (BHPTY) has a Dividend Payout Ratio of 1.64 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Banco Hipotecario and its competitors. This is 1071% above median its historical median of 0.14. Over the past decade, Banco Hipotecario's Dividend Payout Ratio has ranged from 0.10 to 0.72. According to the industry distribution chart, Banco Hipotecario ranks #1082 out of 1168 companies in the Banks industry, placing it in the top 92.6%.
Is Banco Hipotecario's Dividend Payout Ratio too high?
Banco Hipotecario's current Dividend Payout Ratio of 1.64 is 1071% above median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.72. The Banks industry median Dividend Payout Ratio is 0.32. Banco Hipotecario's value of 1.64 is 412.5% above this industry median. Based on the distribution chart, Banco Hipotecario ranks #1082 out of 1168 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Hipotecario has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Banco Hipotecario's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Hipotecario ranks #1082 out of 1168 companies for Dividend Payout Ratio. This places Banco Hipotecario in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Banco Hipotecario's value of 1.64 is 412.5% above this benchmark. Historically, Banco Hipotecario's own Dividend Payout Ratio has ranged from 0.10 to 0.72 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.32, Banco Hipotecario has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Hipotecario's current Dividend Payout Ratio of 1.64 is 412.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Banco Hipotecario and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Hipotecario's current Dividend Payout Ratio is 1.64, which is 1071% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Hipotecario stock overvalued right now?
Banco Hipotecario (BHPTY) has a current Dividend Payout Ratio of 1.64. The stock's GF Value™ is $2.21, compared to a current price of $3.08 — trading 39.4% above its estimated fair value. The current Dividend Payout Ratio is 1.64, which is 1071% above median its 10-year median of 0.14 and 412.5% above the Banks industry median of 0.32. Banco Hipotecario's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Banco Hipotecario (BHPTY), the current Dividend Payout Ratio is 1.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Hipotecario (BHPTY) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Hipotecario stock appears to be overvalued. The current stock price of $3.08 is trading 39.4% above its estimated GF Value™ of $2.21.

Key valuation signals for BHPTY:

  • Dividend Payout Ratio: 1.64 (1071% above median its 10-year median of 0.14)
  • GF Value™: $2.21 vs. price of $3.08 (39.4% above fair value)
  • GF Score™: 52/100 with 3 warning signs
  • Industry Position: 412.5% above the Banks median (#1082 of 1168)

No single metric tells the full story. See the BHPTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Hipotecario Business Description

Other Exchanges BHIP:Argentina
Address Reconquista 151, Buenos Aires, ARG
Banco Hipotecario SA acts as a banking corporation based in Argentina. The company's operating segment includes Finance, Wholesale Banking, Retail Banking, and Others. Retail Banking segment includes loans granted and other credit products, such as deposit taking from individuals. The Wholesale Banking segment encompasses corporate and financial advice, as well as asset management and loans to large customers. It generates maximum revenue from the Retail banking segment. Some of its product include mortgage credits, personal loans, insurance, cash management, and others. Geographically, it operates only in Argentina.
52GF Score

Get the complete analysis for BHPTY

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.08
Price
$2.21
GF Value