Banco HipotecarioBHPTY 52 OCF Margin % is 20.35% as of Mar. 2026, which is 47% below its 10-year median of 38.19. GuruFocus rates BHPTY with a GF Score™ of 52/100 and a GF Value™ of $2.21. The stock has 3 warning signs investors should review. Among 1,501 Banks companies, Banco Hipotecario ranks worse than 69.29% on this metric.
The historical rank and industry rank for Banco Hipotecario's OCF Margin % or its related term are showing as below:
BHPTY'
s OCF Margin % Range Over the Past 10 Years
Min: -163.75 Med: 38.19 Max: 82.27
Current: 13.19
During the past 13 years, the highest OCF Margin % of Banco Hipotecario was 82.27%. The lowest was -163.75%. And the median was 38.19%.
BHPTY's OCF Margin % is ranked worse than 69.29% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs BHPTY: 13.19
Banco Hipotecario OCF Margin % Related Terms
Banco Hipotecario OCF Margin % Historical Data
* Premium members only.
The historical data trend for Banco Hipotecario's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Hipotecario's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Hipotecario OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Hipotecario's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Banco Hipotecario's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Hipotecario (BHPTY) has a OCF Margin % of 20.35% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco Hipotecario and its competitors. This is 47% below median its historical median of 38.19. According to the industry distribution chart, Banco Hipotecario ranks #1040 out of 1501 companies in the Banks industry, placing it in the top 69.3%.
Is Banco Hipotecario's OCF Margin % too high?
Banco Hipotecario's current OCF Margin % of 20.35% is 47% below median its 10-year median of 38.19. The Banks industry median OCF Margin % is 29.44. Banco Hipotecario's value of 20.35% is 30.9% below this industry median. Based on the distribution chart, Banco Hipotecario ranks #1040 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Hipotecario has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Banco Hipotecario's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Hipotecario ranks #1040 out of 1501 companies for OCF Margin %. This places Banco Hipotecario in the lower half of its industry. The industry median OCF Margin % is 29.44. Banco Hipotecario's value of 20.35% is 30.9% below this benchmark. While the company's 10-year median is 38.19 vs. the industry median of 29.44, Banco Hipotecario has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Hipotecario's current OCF Margin % of 20.35% is 30.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco Hipotecario and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Hipotecario's current OCF Margin % is 20.35%, which is 47% below median its own 10-year median of 38.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Hipotecario stock overvalued right now?
Banco Hipotecario (BHPTY) has a current OCF Margin % of 20.35%. The stock's GF Value™ is $2.21, compared to a current price of $3.08 — trading 39.4% above its estimated fair value. The current OCF Margin % is 20.35%, which is 47% below median its 10-year median of 38.19 and 30.9% below the Banks industry median of 29.44. Banco Hipotecario's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Banco Hipotecario (BHPTY), the current OCF Margin % is 20.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Hipotecario (BHPTY) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Hipotecario stock appears to be overvalued.
The current stock price of $3.08 is trading 39.4% above its estimated GF Value™ of $2.21.
Key valuation signals for BHPTY:
OCF Margin %: 20.35% (47% below median its 10-year median of 38.19)
GF Value™: $2.21 vs. price of $3.08 (39.4% above fair value)
Industry Position: 30.9% below the Banks median (#1040 of 1501)
No single metric tells the full story. See the BHPTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Hipotecario SA acts as a banking corporation based in Argentina. The company's operating segment includes Finance, Wholesale Banking, Retail Banking, and Others. Retail Banking segment includes loans granted and other credit products, such as deposit taking from individuals. The Wholesale Banking segment encompasses corporate and financial advice, as well as asset management and loans to large customers. It generates maximum revenue from the Retail banking segment. Some of its product include mortgage credits, personal loans, insurance, cash management, and others. Geographically, it operates only in Argentina.
52GF Score
Get the complete analysis for BHPTY
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BHPTY has been successfully added to your 
