Bank of Greece (FRA:BGC) Debt-to-Asset : 0.02 (As of Dec. 2025)

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FRA:BGC Bank of Greece FRA:BGC
59 GF Score
Price €14.95
GF Value €23.18
Valuation Possible Value Trap
! 4 Warning Signs
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What is Bank of Greece Debt-to-Asset?

Bank of Greece FRA:BGC 59 Debt-to-Asset is 0.02 as of Dec. 2025. GuruFocus rates FRA:BGC with a GF Score™ of 59/100 and a GF Value™ of €23.18 (Possible Value Trap). The stock has 4 warning signs investors should review.

Bank of Greece's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.0 Mil. Bank of Greece's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €3,238.5 Mil. Bank of Greece's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was €221,507.9 Mil. Bank of Greece's debt to asset for the quarter that ended in Dec. 2025 was 0.01.

Bank of Greece  (FRA:BGC) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Bank of Greece Debt-to-Asset Related Terms

Bank of Greece Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Bank of Greece's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Greece Debt-to-Asset Chart

Bank of Greece Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.01 0.01 0.01 0.02

Bank of Greece Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.01 0.01 0.01 0.02

FRA:BGC vs USB, PNC: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Bank of Greece's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of Greece Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Greece's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Bank of Greece's Debt-to-Asset falls into.


FRA:BGC
59GF Score
Bank of Greece FRA:BGC
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Greece Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Bank of Greece's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 3238.5) / 221507.909
=0.01

Bank of Greece's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 3238.5) / 221507.909
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.02 mean?
Bank of Greece (FRA:BGC) has a Debt-to-Asset of 0.02 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Bank of Greece and its competitors.
Is Bank of Greece's Debt-to-Asset too high?
Bank of Greece's current Debt-to-Asset is 0.02. Overall, Bank of Greece has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of Greece's Debt-to-Asset compare to USB and PNC?
Bank of Greece's Debt-to-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Bank of Greece and its competitors. Bank of Greece's current Debt-to-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Greece stock overvalued right now?
Based on GuruFocus' analysis, Bank of Greece (FRA:BGC) is currently considered Possible Value Trap. The stock's GF Value™ is €23.18, compared to a current price of €14.95 — trading 35.5% below its estimated fair value. The current Debt-to-Asset is 0.02. Bank of Greece's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Bank of Greece (FRA:BGC), the current Debt-to-Asset is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Greece (FRA:BGC) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Greece stock appears to be undervalued. The current stock price of €14.95 is trading 35.5% below its estimated GF Value™ of €23.18. GuruFocus considers Bank of Greece to be Possible Value Trap.

Key valuation signals for FRA:BGC:

  • Debt-to-Asset: 0.02
  • GF Value™: €23.18 vs. price of €14.95 (35.5% below fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the FRA:BGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Greece Business Description

Other Exchanges TELL:Greece
Address 21, E. Venizelos Avenue, Athens, GRC, 10250
Bank of Greece operate as a central bank of Greece. It is responsible for implementing the Eurosystem's monetary policy in Greece and safeguarding the stability of the Greek financial system. Its primary objective is to ensure the stability of the general price level.
59GF Score

Get the complete analysis for FRA:BGC

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.95
Price
€23.18
GF Value