Bank of GreeceFRA:BGC +1.02%59 Pretax Margin % is 28.40% as of Dec. 2025, which is 55% below its 10-year median of 62.59. GuruFocus rates FRA:BGC with a GF Score™ of 59/100 and a GF Value™ of €23.19 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,530 Banks companies, Bank of Greece ranks worse than 67.12% on this metric.
The historical rank and industry rank for Bank of Greece's Pretax Margin % or its related term are showing as below:
FRA:BGC'
s Pretax Margin % Range Over the Past 10 Years
Min: 18.67 Med: 62.59 Max: 331.03
Current: 28.4
FRA:BGC's Pretax Margin % is ranked worse than 67.12% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs FRA:BGC: 28.40
Bank of Greece (FRA:BGC) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bank of Greece Pretax Margin % Related Terms
Bank of Greece Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Bank of Greece's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Greece's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Greece Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Greece's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Greece's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Greece (FRA:BGC) has a Pretax Margin % of 28.40% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Greece and its competitors. This is 55% below median its historical median of 62.59. Over the past decade, Bank of Greece's Pretax Margin % has ranged from 18.67 to 331.03. According to the industry distribution chart, Bank of Greece ranks #1027 out of 1530 companies in the Banks industry, placing it in the top 67.1%.
Is Bank of Greece's Pretax Margin % too high?
Bank of Greece's current Pretax Margin % of 28.40% is 55% below median its 10-year median of 62.59. Over the past 10 years, this metric has ranged from a low of 18.67 to a high of 331.03. The Banks industry median Pretax Margin % is 34.72. Bank of Greece's value of 28.40% is 18.2% below this industry median. Based on the distribution chart, Bank of Greece ranks #1027 out of 1530 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Greece has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of Greece's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Greece ranks #1027 out of 1530 companies for Pretax Margin %. This places Bank of Greece in the lower half of its industry. The industry median Pretax Margin % is 34.72. Bank of Greece's value of 28.40% is 18.2% below this benchmark. Historically, Bank of Greece's own Pretax Margin % has ranged from 18.67 to 331.03 over the past decade. While the company's 10-year median is 62.59 vs. the industry median of 34.72, Bank of Greece has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Greece's current Pretax Margin % of 28.40% is 18.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Greece and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Greece's current Pretax Margin % is 28.40%, which is 55% below median its own 10-year median of 62.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Greece stock overvalued right now?
Based on GuruFocus' analysis, Bank of Greece (FRA:BGC) is currently considered Possible Value Trap. The stock's GF Value™ is €23.19, compared to a current price of €14.80 — trading 36.2% below its estimated fair value. The current Pretax Margin % is 28.40%, which is 55% below median its 10-year median of 62.59 and 18.2% below the Banks industry median of 34.72. Bank of Greece's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bank of Greece (FRA:BGC), the current Pretax Margin % is 28.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Greece (FRA:BGC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Greece stock appears to be undervalued.
The current stock price of €14.80 is trading 36.2% below its estimated GF Value™ of €23.19.
GuruFocus considers Bank of Greece to be Possible Value Trap.
Key valuation signals for FRA:BGC:
Pretax Margin %: 28.40% (55% below median its 10-year median of 62.59)
GF Value™: €23.19 vs. price of €14.80 (36.2% below fair value)
Industry Position: 18.2% below the Banks median (#1027 of 1530)
No single metric tells the full story. See the FRA:BGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Greece operate as a central bank of Greece. It is responsible for implementing the Eurosystem's monetary policy in Greece and safeguarding the stability of the Greek financial system. Its primary objective is to ensure the stability of the general price level.
59GF Score
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