Bank of Greece (FRA:BGC) Selling, General, & Admin. Expense: €71.8 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:BGC Bank of Greece FRA:BGC
59 GF Score
Price €15.05
GF Value €23.14
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Bank of Greece Selling, General, & Admin. Expense?

Bank of Greece FRA:BGC +1.01% 59 Selling, General, & Admin. Expense is €71.8 Mil as of Dec. 2025. GuruFocus rates FRA:BGC with a GF Score™ of 59/100 and a GF Value™ of €23.14 (Possible Value Trap). The stock has 4 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Bank of Greece's selling, general, & admin. expense for the six months ended in Dec. 2025 was €71.8 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was €71.8 Mil.


Bank of Greece  (FRA:BGC) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Bank of Greece Selling, General, & Admin. Expense Related Terms


Bank of Greece Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Bank of Greece's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Greece Selling, General, & Admin. Expense Chart

Bank of Greece Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 62.26 66.38 63.63 59.30 71.80

Bank of Greece Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 62.26 66.38 63.63 59.30 71.80

FRA:BGC vs PNC, USB: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Bank of Greece's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Greece Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Greece's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Bank of Greece's Selling, General, & Admin. Expense falls into.


FRA:BGC
59GF Score
Bank of Greece FRA:BGC
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Greece Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 was €71.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of €71.8 Mil mean?
Bank of Greece (FRA:BGC) has a Selling, General, & Admin. Expense of €71.8 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Bank of Greece and its competitors.
Is Bank of Greece's Selling, General, & Admin. Expense too high?
Bank of Greece's current Selling, General, & Admin. Expense is €71.8 Mil. Overall, Bank of Greece has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of Greece's Selling, General, & Admin. Expense compare to PNC and USB?
Bank of Greece's Selling, General, & Admin. Expense of €71.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Bank of Greece and its competitors. Bank of Greece's current Selling, General, & Admin. Expense is €71.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Greece stock overvalued right now?
Based on GuruFocus' analysis, Bank of Greece (FRA:BGC) is currently considered Possible Value Trap. The stock's GF Value™ is €23.14, compared to a current price of €15.05 — trading 35% below its estimated fair value. The current Selling, General, & Admin. Expense is €71.8 Mil. Bank of Greece's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Bank of Greece (FRA:BGC), the current Selling, General, & Admin. Expense is €71.8 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Greece (FRA:BGC) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Greece stock appears to be undervalued. The current stock price of €15.05 is trading 35% below its estimated GF Value™ of €23.14. GuruFocus considers Bank of Greece to be Possible Value Trap.

Key valuation signals for FRA:BGC:

  • Selling, General, & Admin. Expense: €71.8 Mil
  • GF Value™: €23.14 vs. price of €15.05 (35% below fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the FRA:BGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Greece Business Description

Other Exchanges TELL:Greece
Address 21, E. Venizelos Avenue, Athens, GRC, 10250
Bank of Greece operate as a central bank of Greece. It is responsible for implementing the Eurosystem's monetary policy in Greece and safeguarding the stability of the Greek financial system. Its primary objective is to ensure the stability of the general price level.
59GF Score

Get the complete analysis for FRA:BGC

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.05
Price
€23.14
GF Value