Bank of Greece (FRA:BGC) LT-Debt-to-Total-Asset: 0.02 (As of Dec. 2025)

What is Bank of Greece LT-Debt-to-Total-Asset?

Bank of Greece FRA:BGC -0.67% 55 LT-Debt-to-Total-Asset is 0.02 as of Dec. 2025. GuruFocus rates FRA:BGC with a GF Score™ of 55/100 and a GF Value™ of €23.13 (Possible Value Trap). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Bank of Greece's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.02.

Bank of Greece's long-term debt to total assets ratio increased from Dec. 2023 (0.01) to Dec. 2025 (0.02). It may suggest that Bank of Greece is progressively becoming more dependent on debt to grow their business.

Bank of Greece (FRA:BGC) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Bank of Greece LT-Debt-to-Total-Asset Related Terms

Bank of Greece LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Bank of Greece's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Greece LT-Debt-to-Total-Asset Chart

Bank of Greece Annual Data

Trend

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Dec25

LT-Debt-to-Total-Asset

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0.02

0.01

0.02

Bank of Greece Semi-Annual Data
	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Dec13	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22	Dec23	Dec24	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.02	0.01	0.01	0.01	0.02

55GF Score

Bank of Greece FRA:BGC

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Bank of Greece LT-Debt-to-Total-Asset Calculation

Bank of Greece's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	3238.5	/	221507.909
	=	0.01

Bank of Greece's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	3238.5	/	221507.909
	=	0.01

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.02 mean?

Bank of Greece (FRA:BGC) has a LT-Debt-to-Total-Asset of 0.02 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bank of Greece and its competitors.

Is Bank of Greece's LT-Debt-to-Total-Asset too high?

Bank of Greece's current LT-Debt-to-Total-Asset is 0.02. Overall, Bank of Greece has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does Bank of Greece's LT-Debt-to-Total-Asset compare to PNC and USB?

Bank of Greece's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bank of Greece and its competitors. Bank of Greece's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Bank of Greece stock overvalued right now?

Based on GuruFocus' analysis, Bank of Greece (FRA:BGC) is currently considered Possible Value Trap. The stock's GF Value™ is €23.13, compared to a current price of €14.75 — trading 36.2% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Bank of Greece's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Bank of Greece (FRA:BGC), the current LT-Debt-to-Total-Asset is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Greece (FRA:BGC) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Greece stock appears to be undervalued. The current stock price of €14.75 is trading 36.2% below its estimated GF Value™ of €23.13. GuruFocus considers Bank of Greece to be Possible Value Trap.

Key valuation signals for FRA:BGC:

LT-Debt-to-Total-Asset: 0.02
GF Value™: €23.13 vs. price of €14.75 (36.2% below fair value)
GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the FRA:BGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Greece Business Description

Industry Financial Services Banks

Comparable Companies SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC USB BSP:ITUB3 SGX:O39 LSE:LLOY HKSE:01658 LSE:NWG TSE:7182 XTER:DBK

Other Exchanges TELL:Greece

Address 21, E. Venizelos Avenue, Athens, GRC, 10250

Website http://www.bankofgreece.gr

Bank of Greece operate as a central bank of Greece. It is responsible for implementing the Eurosystem's monetary policy in Greece and safeguarding the stability of the Greek financial system. Its primary objective is to ensure the stability of the general price level.

55GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.75

Price

€23.13

GF Value

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