GVFF (Greenville Federal Financial) Debt-to-Asset : 0.00 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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GVFF Greenville Federal Financial Corp GVFF
63 GF Score
Price $7.50
GF Value $7.80
Valuation Fairly Valued
! 3 Warning Signs
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What is Greenville Federal Financial Debt-to-Asset?

Greenville Federal Financial GVFF 63 Debt-to-Asset is 0.00 as of Mar. 2026. GuruFocus rates GVFF with a GF Score™ of 63/100 and a GF Value™ of $7.80 (Fairly Valued). The stock has 3 warning signs investors should review.

Greenville Federal Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.00 Mil. Greenville Federal Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $1.00 Mil. Greenville Federal Financial's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was $263.36 Mil. Greenville Federal Financial's debt to asset for the quarter that ended in Mar. 2026 was 0.00.

Greenville Federal Financial  (OTCPK:GVFF) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Greenville Federal Financial Debt-to-Asset Related Terms

Greenville Federal Financial Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Greenville Federal Financial's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Greenville Federal Financial Debt-to-Asset Chart

Greenville Federal Financial Annual Data
Trend Jun09 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.02 0.02

Greenville Federal Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.02 0.03 0.02 0.00

GVFF vs FIDS, FNFI, ASCN: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Greenville Federal Financial's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Greenville Federal Financial Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Greenville Federal Financial's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Greenville Federal Financial's Debt-to-Asset falls into.


GVFF
63GF Score
Greenville Federal Financial Corp GVFF
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Greenville Federal Financial Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Greenville Federal Financial's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 4) / 269.558
=0.01

Greenville Federal Financial's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 1) / 263.361
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.00 mean?
Greenville Federal Financial (GVFF) has a Debt-to-Asset of 0.00 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Greenville Federal Financial and its competitors.
Is Greenville Federal Financial's Debt-to-Asset too high?
Greenville Federal Financial's current Debt-to-Asset is 0.00. Overall, Greenville Federal Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Greenville Federal Financial's Debt-to-Asset compare to FIDS and FNFI?
Greenville Federal Financial's Debt-to-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Greenville Federal Financial and its competitors. Greenville Federal Financial's current Debt-to-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Greenville Federal Financial stock overvalued right now?
Based on GuruFocus' analysis, Greenville Federal Financial (GVFF) is currently considered Fairly Valued. The stock's GF Value™ is $7.80, compared to a current price of $7.50 — trading 3.8% below its estimated fair value. The current Debt-to-Asset is 0.00. Greenville Federal Financial's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Greenville Federal Financial (GVFF), the current Debt-to-Asset is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Greenville Federal Financial (GVFF) Overvalued in 2026?

Based on GuruFocus' analysis, Greenville Federal Financial stock appears to be undervalued. The current stock price of $7.50 is trading 3.8% below its estimated GF Value™ of $7.80. GuruFocus considers Greenville Federal Financial to be Fairly Valued.

Key valuation signals for GVFF:

  • Debt-to-Asset: 0.00
  • GF Value™: $7.80 vs. price of $7.50 (3.8% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the GVFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Greenville Federal Financial Business Description

Address 690 Wagner Avenue, Greenville, OH, USA, 45331
Greenville Federal Financial Corporation is engaged in providing financial services. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, commercial real estate and consumer loans. It offers services through its main and branch offices in Greenville, Ohio, and branch offices in Troy, Ohio, and Tipp City, Ohio.
63GF Score

Get the complete analysis for GVFF

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.50
Price
$7.80
GF Value