GVFF (Greenville Federal Financial) ROE % Adjusted to Book Value: 2.88% (As of Mar. 2026)

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GVFF Greenville Federal Financial Corp GVFF
65 GF Score
Price $7.34
GF Value $7.74
Valuation Fairly Valued
! 2 Warning Signs
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What is Greenville Federal Financial ROE % Adjusted to Book Value?

Greenville Federal Financial GVFF +7.94% 65 ROE % Adjusted to Book Value is 2.88% as of Mar. 2026. GuruFocus rates GVFF with a GF Score™ of 65/100 and a GF Value™ of $7.74 (Fairly Valued). The stock has 2 warning signs investors should review.

Greenville Federal Financial's ROE % for the quarter that ended in Mar. 2026 was 1.96%. Greenville Federal Financial's PB Ratio for the quarter that ended in Mar. 2026 was 0.68. Greenville Federal Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 2.88%.


Greenville Federal Financial ROE % Adjusted to Book Value Related Terms


Greenville Federal Financial ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Greenville Federal Financial's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Greenville Federal Financial ROE % Adjusted to Book Value Chart

Greenville Federal Financial Annual Data
Trend Jun09 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.21 3.49 2.89 -11.10 0.25

Greenville Federal Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -1.08 1.88 3.72 2.88

GVFF vs GLBZ, FNFI, ASCN: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Greenville Federal Financial's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Greenville Federal Financial ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Greenville Federal Financial's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Greenville Federal Financial's ROE % Adjusted to Book Value falls into.


GVFF
65GF Score
Greenville Federal Financial Corp GVFF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Greenville Federal Financial ROE % Adjusted to Book Value Calculation

Greenville Federal Financial's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=0.17% / 0.67
=0.25%

Greenville Federal Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=1.96% / 0.68
=2.88%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 2.88% mean?
Greenville Federal Financial (GVFF) has a ROE % Adjusted to Book Value of 2.88% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Greenville Federal Financial and its competitors.
Is Greenville Federal Financial's ROE % Adjusted to Book Value too high?
Greenville Federal Financial's current ROE % Adjusted to Book Value is 2.88%. Overall, Greenville Federal Financial has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Greenville Federal Financial's ROE % Adjusted to Book Value compare to GLBZ and FNFI?
Greenville Federal Financial's ROE % Adjusted to Book Value of 2.88% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Greenville Federal Financial and its competitors. Greenville Federal Financial's current ROE % Adjusted to Book Value is 2.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Greenville Federal Financial stock overvalued right now?
Based on GuruFocus' analysis, Greenville Federal Financial (GVFF) is currently considered Fairly Valued. The stock's GF Value™ is $7.74, compared to a current price of $7.34 — trading 5.2% below its estimated fair value. The current ROE % Adjusted to Book Value is 2.88%. Greenville Federal Financial's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Greenville Federal Financial (GVFF), the current ROE % Adjusted to Book Value is 2.88% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Greenville Federal Financial (GVFF) Overvalued in 2026?

Based on GuruFocus' analysis, Greenville Federal Financial stock appears to be undervalued. The current stock price of $7.34 is trading 5.2% below its estimated GF Value™ of $7.74. GuruFocus considers Greenville Federal Financial to be Fairly Valued.

Key valuation signals for GVFF:

  • ROE % Adjusted to Book Value: 2.88%
  • GF Value™: $7.74 vs. price of $7.34 (5.2% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the GVFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Greenville Federal Financial Business Description

Address 690 Wagner Avenue, Greenville, OH, USA, 45331
Greenville Federal Financial Corporation is engaged in providing financial services. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, commercial real estate and consumer loans. It offers services through its main and branch offices in Greenville, Ohio, and branch offices in Troy, Ohio, and Tipp City, Ohio.
65GF Score

Get the complete analysis for GVFF

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.34
Price
$7.74
GF Value