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Greenville Federal FinancialGVFF +7.94%65 FCF Yield % is 3.13 as of Jul. 27, 2026, which is 168% above its 10-year median of 1.17. GuruFocus rates GVFF with a GF Score™ of 65/100 and a GF Value™ of $7.74 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,504 Banks companies, Greenville Federal Financial ranks worse than 68.02% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Greenville Federal Financial FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Greenville Federal Financial FCF Yield % Related Terms
Greenville Federal Financial FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Greenville Federal Financial's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Greenville Federal Financial FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Greenville Federal Financial's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Greenville Federal Financial's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Greenville Federal Financial (GVFF) has a FCF Yield % of 3.13 as of Jul. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Greenville Federal Financial and its competitors. This is 168% above median its historical median of 1.17. Over the past decade, Greenville Federal Financial's FCF Yield % has ranged from 1.13 to 3.13. According to the industry distribution chart, Greenville Federal Financial ranks #1023 out of 1504 companies in the Banks industry, placing it in the top 68%.
Is Greenville Federal Financial's FCF Yield % too high?
Greenville Federal Financial's current FCF Yield % of 3.13 is 168% above median its 10-year median of 1.17. Over the past 10 years, this metric has ranged from a low of 1.13 to a high of 3.13. The Banks industry median FCF Yield % is 8.09. Greenville Federal Financial's value of 3.13 is 61.3% below this industry median. Based on the distribution chart, Greenville Federal Financial ranks #1023 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Greenville Federal Financial has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Greenville Federal Financial's FCF Yield % compare to GLBZ and FNFI?
According to the Banks industry distribution chart, Greenville Federal Financial ranks #1023 out of 1504 companies for FCF Yield %. This places Greenville Federal Financial in the lower half of its industry. The industry median FCF Yield % is 8.09. Greenville Federal Financial's value of 3.13 is 61.3% below this benchmark. Historically, Greenville Federal Financial's own FCF Yield % has ranged from 1.13 to 3.13 over the past decade. While the company's 10-year median is 1.17 vs. the industry median of 8.09, Greenville Federal Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.09, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Greenville Federal Financial's current FCF Yield % of 3.13 is 61.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Greenville Federal Financial and its competitors. For the Banks industry, the median FCF Yield % is 8.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Greenville Federal Financial's current FCF Yield % is 3.13, which is 168% above median its own 10-year median of 1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Greenville Federal Financial stock overvalued right now?
Based on GuruFocus' analysis, Greenville Federal Financial (GVFF) is currently considered Fairly Valued. The stock's GF Value™ is $7.74, compared to a current price of $7.34 — trading 5.2% below its estimated fair value. The current FCF Yield % is 3.13, which is 168% above median its 10-year median of 1.17 and 61.3% below the Banks industry median of 8.09. Greenville Federal Financial's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Greenville Federal Financial (GVFF), the current FCF Yield % is 3.13 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Greenville Federal Financial (GVFF) Overvalued in 2026?
Based on GuruFocus' analysis, Greenville Federal Financial stock appears to be undervalued.
The current stock price of $7.34 is trading 5.2% below its estimated GF Value™ of $7.74.
GuruFocus considers Greenville Federal Financial to be Fairly Valued.
Key valuation signals for GVFF:
FCF Yield %: 3.13 (168% above median its 10-year median of 1.17)
GF Value™: $7.74 vs. price of $7.34 (5.2% below fair value)
Industry Position: 61.3% below the Banks median (#1023 of 1504)
No single metric tells the full story. See the GVFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Greenville Federal Financial Corporation is engaged in providing financial services. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, commercial real estate and consumer loans. It offers services through its main and branch offices in Greenville, Ohio, and branch offices in Troy, Ohio, and Tipp City, Ohio.
65GF Score
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