GVFF (Greenville Federal Financial) EV-to-OCF: (As of Jul. 27, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GVFF Greenville Federal Financial Corp GVFF
65 GF Score
Price $7.34
GF Value $7.74
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Greenville Federal Financial EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Greenville Federal Financial's Enterprise Value is $2.25 Mil. Greenville Federal Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Greenville Federal Financial's EV-to-OCF for today is .

The historical rank and industry rank for Greenville Federal Financial's EV-to-OCF or its related term are showing as below:

GVFF' s EV-to-OCF Range Over the Past 10 Years
Min: 4   Med: 85.39   Max: 88.21
Current: 4

During the past 13 years, the highest EV-to-OCF of Greenville Federal Financial was 88.21. The lowest was 4.00. And the median was 85.39.

GVFF's EV-to-OCF is ranked worse than
51.13% of 1502 companies
in the Banks industry
Industry Median: 3.685 vs GVFF: 4.00

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-27), Greenville Federal Financial's stock price is $7.34. Greenville Federal Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.120. Therefore, Greenville Federal Financial's PE Ratio (TTM) for today is 61.17.


Greenville Federal Financial  (OTCPK:GVFF) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Greenville Federal Financial's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=7.34/0.120
=61.17

Greenville Federal Financial's share price for today is $7.34.
Greenville Federal Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.120.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Greenville Federal Financial EV-to-OCF Related Terms


Greenville Federal Financial EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Greenville Federal Financial's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Greenville Federal Financial EV-to-OCF Chart

Greenville Federal Financial Annual Data
Trend Jun09 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.24 6.55 1.44 -7.01 6.53

Greenville Federal Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 6.53 0.00

GVFF vs GLBZ, FNFI, ASCN: EV-to-OCF Comparison

For the Banks - Regional subindustry, Greenville Federal Financial's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Greenville Federal Financial EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Greenville Federal Financial's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Greenville Federal Financial's EV-to-OCF falls into.


GVFF
65GF Score
Greenville Federal Financial Corp GVFF
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Greenville Federal Financial EV-to-OCF Calculation

Greenville Federal Financial's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=2.249/0
=

Greenville Federal Financial's current Enterprise Value is $2.25 Mil.
Greenville Federal Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Greenville Federal Financial (GVFF) Overvalued in 2026?

Based on GuruFocus' analysis, Greenville Federal Financial stock appears to be undervalued. The current stock price of $7.34 is trading 5.2% below its estimated GF Value™ of $7.74. GuruFocus considers Greenville Federal Financial to be Fairly Valued.

Key valuation signals for GVFF:

  • EV-to-OCF:
  • GF Value™: $7.74 vs. price of $7.34 (5.2% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the GVFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Greenville Federal Financial Business Description

Address 690 Wagner Avenue, Greenville, OH, USA, 45331
Greenville Federal Financial Corporation is engaged in providing financial services. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, commercial real estate and consumer loans. It offers services through its main and branch offices in Greenville, Ohio, and branch offices in Troy, Ohio, and Tipp City, Ohio.
65GF Score

Get the complete analysis for GVFF

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.34
Price
$7.74
GF Value