OITAF (Oita Bank) Debt-to-Asset : 0.07 (As of Mar. 2026)

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OITAF Oita Bank Ltd OITAF
49 GF Score
Price $4.31
GF Value $1.28
! 6 Warning Signs
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What is Oita Bank Debt-to-Asset?

Oita Bank OITAF 49 Debt-to-Asset is 0.07 as of Mar. 2026. GuruFocus rates OITAF with a GF Score™ of 49/100 and a GF Value™ of $1.28. The stock has 6 warning signs investors should review.

Oita Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.0 Mil. Oita Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $2,067.0 Mil. Oita Bank's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was $28,310.3 Mil. Oita Bank's debt to asset for the quarter that ended in Mar. 2026 was 0.07.

Oita Bank  (OTCPK:OITAF) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Oita Bank Debt-to-Asset Related Terms

Oita Bank Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Oita Bank's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oita Bank Debt-to-Asset Chart

Oita Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 0.09 0.09 0.09 0.07

Oita Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.08 0.08 0.07 0.06

Oita Bank Debt-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Oita Bank's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Oita Bank Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Oita Bank's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Oita Bank's Debt-to-Asset falls into.


OITAF
49GF Score
Oita Bank Ltd OITAF
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Oita Bank Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Oita Bank's Debt-to-Asset for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 2066.968) / 28310.288
=0.07

Oita Bank's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 2066.968) / 28310.288
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.07 mean?
Oita Bank (OITAF) has a Debt-to-Asset of 0.07 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Oita Bank and its competitors.
Is Oita Bank's Debt-to-Asset too high?
Oita Bank's current Debt-to-Asset is 0.07. Overall, Oita Bank has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Oita Bank's Debt-to-Asset compare to competitors?
Oita Bank's Debt-to-Asset of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Oita Bank and its competitors. Oita Bank's current Debt-to-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oita Bank stock overvalued right now?
Oita Bank (OITAF) has a current Debt-to-Asset of 0.07. The stock's GF Value™ is $1.28, compared to a current price of $4.31 — trading 236.7% above its estimated fair value. The current Debt-to-Asset is 0.07. Oita Bank's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Oita Bank (OITAF), the current Debt-to-Asset is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oita Bank (OITAF) Overvalued in 2026?

Based on GuruFocus' analysis, Oita Bank stock appears to be overvalued. The current stock price of $4.31 is trading 236.7% above its estimated GF Value™ of $1.28.

Key valuation signals for OITAF:

  • Debt-to-Asset: 0.07
  • GF Value™: $1.28 vs. price of $4.31 (236.7% above fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the OITAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oita Bank Business Description

Other Exchanges 8392:Japan
Address 3-4-1, Funai-cho, Oita, JPN, 870-8601
Oita Bank Ltd is a Japanese regional bank operating primarily in the Oita prefecture, located in the southwest of the nation's archipelago. The bank emphasizes a community-based strategy to create value alongside its operating region. It provides financial services to businesses and individuals, including banking, leasing, and credit cards. A majority of the bank's earning assets are in loans and bills discounted, followed by investment securities. Most of the bank's income is overwhelmingly net interest income, followed by fees and commissions.
49GF Score

Get the complete analysis for OITAF

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.31
Price
$1.28
GF Value