OITAF (Oita Bank) Pre-Tax Income: $96.4 Mil (TTM As of Jun. 2026)

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OITAF Oita Bank Ltd OITAF
49 GF Score
Price $4.31
GF Value $1.23
! 6 Warning Signs
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What is Oita Bank Pre-Tax Income?

Oita Bank OITAF 49 Pre-Tax Income is $96.4 Mil as of Jun. 2026. GuruFocus rates OITAF with a GF Score™ of 49/100 and a GF Value™ of $1.23. The stock has 6 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Oita Bank's pretax income for the three months ended in Jun. 2026 was $33.7 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $96.4 Mil. Oita Bank's pretax margin was 27.52%.

During the past 13 years, Oita Bank's highest Pretax Margin was 17.81%. The lowest was 11.12%. And the median was 14.06%.


Oita Bank  (OTCPK:OITAF) Pre-Tax Income Explanation

Oita Bank's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=33.686084123933/122.42582249884
=27.52%

During the past 13 years, Oita Bank's highest Pretax Margin was 17.81%. The lowest was 11.12%. And the median was 14.06%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Oita Bank Pre-Tax Income Related Terms


Oita Bank Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Oita Bank's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oita Bank Pre-Tax Income Chart

Oita Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 61.96 54.77 60.79 72.52 96.56

Oita Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33.88 11.25 29.19 22.29 33.69

Oita Bank Pre-Tax Income Competitor Comparison

For the Banks - Regional subindustry, Oita Bank's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oita Bank Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Oita Bank's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Oita Bank's Pre-Tax Income falls into.


OITAF
49GF Score
Oita Bank Ltd OITAF
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Oita Bank Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Oita Bank's Pretax Income for the fiscal year that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Other
=+96.56114324513
=96.6

Oita Bank's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=+33.686084123933
=33.7

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $96.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $96.4 Mil mean?
Oita Bank (OITAF) has a Pre-Tax Income of $96.4 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Oita Bank and its competitors.
Is Oita Bank's Pre-Tax Income too high?
Oita Bank's current Pre-Tax Income is $96.4 Mil. Overall, Oita Bank has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Oita Bank's Pre-Tax Income compare to competitors?
Oita Bank's Pre-Tax Income of $96.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Oita Bank and its competitors. Oita Bank's current Pre-Tax Income is $96.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oita Bank stock overvalued right now?
Oita Bank (OITAF) has a current Pre-Tax Income of $96.4 Mil. The stock's GF Value™ is $1.23, compared to a current price of $4.31 — trading 250.4% above its estimated fair value. The current Pre-Tax Income is $96.4 Mil. Oita Bank's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Oita Bank (OITAF), the current Pre-Tax Income is $96.4 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oita Bank (OITAF) Overvalued in 2026?

Based on GuruFocus' analysis, Oita Bank stock appears to be overvalued. The current stock price of $4.31 is trading 250.4% above its estimated GF Value™ of $1.23.

Key valuation signals for OITAF:

  • Pre-Tax Income: $96.4 Mil
  • GF Value™: $1.23 vs. price of $4.31 (250.4% above fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the OITAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oita Bank Business Description

Other Exchanges 8392:Japan
Address 3-4-1, Funai-cho, Oita, JPN, 870-8601
Oita Bank Ltd is a Japanese regional bank operating primarily in the Oita prefecture, located in the southwest of the nation's archipelago. The bank emphasizes a community-based strategy to create value alongside its operating region. It provides financial services to businesses and individuals, including banking, leasing, and credit cards. A majority of the bank's earning assets are in loans and bills discounted, followed by investment securities. Most of the bank's income is overwhelmingly net interest income, followed by fees and commissions.
49GF Score

Get the complete analysis for OITAF

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.31
Price
$1.23
GF Value