OITAF (Oita Bank) ROE % Adjusted to Book Value: 24.43% (As of Mar. 2026)


OITAF Oita Bank Ltd OITAF
49 GF Score
Price $4.31
GF Value $1.63
! 5 Warning Signs
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What is Oita Bank ROE % Adjusted to Book Value?

Oita Bank OITAF 49 ROE % Adjusted to Book Value is 24.43% as of Mar. 2026. GuruFocus rates OITAF with a GF Score™ of 49/100 and a GF Value™ of $1.63. The stock has 5 warning signs investors should review.

Oita Bank's ROE % for the quarter that ended in Mar. 2026 was 5.13%. Oita Bank's PB Ratio for the quarter that ended in Mar. 2026 was 0.21. Oita Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 24.43%.

Oita Bank ROE % Adjusted to Book Value Related Terms

Oita Bank ROE % Adjusted to Book Value Historical Data

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The historical data trend for Oita Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oita Bank ROE % Adjusted to Book Value Chart

Oita Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.12 17.53 20.33 14.79 21.62

Oita Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.04 28.68 9.76 23.45 24.43

Oita Bank ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Oita Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Oita Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Oita Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Oita Bank's ROE % Adjusted to Book Value falls into.


OITAF
49GF Score
Oita Bank Ltd OITAF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Oita Bank ROE % Adjusted to Book Value Calculation

Oita Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=4.54% / 0.21
=21.62%

Oita Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.13% / 0.21
=24.43%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 24.43% mean?
Oita Bank (OITAF) has a ROE % Adjusted to Book Value of 24.43% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Oita Bank and its competitors.
Is Oita Bank's ROE % Adjusted to Book Value too high?
Oita Bank's current ROE % Adjusted to Book Value is 24.43%. Overall, Oita Bank has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Oita Bank's ROE % Adjusted to Book Value compare to competitors?
Oita Bank's ROE % Adjusted to Book Value of 24.43% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Oita Bank and its competitors. Oita Bank's current ROE % Adjusted to Book Value is 24.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oita Bank stock overvalued right now?
Oita Bank (OITAF) has a current ROE % Adjusted to Book Value of 24.43%. The stock's GF Value™ is $1.63, compared to a current price of $4.31 — trading 164.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 24.43%. Oita Bank's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Oita Bank (OITAF), the current ROE % Adjusted to Book Value is 24.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oita Bank (OITAF) Overvalued in 2026?

Based on GuruFocus' analysis, Oita Bank stock appears to be overvalued. The current stock price of $4.31 is trading 164.4% above its estimated GF Value™ of $1.63.

Key valuation signals for OITAF:

  • ROE % Adjusted to Book Value: 24.43%
  • GF Value™: $1.63 vs. price of $4.31 (164.4% above fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the OITAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oita Bank Business Description

Other Exchanges 8392:Japan
Address 3-4-1, Funai-cho, Oita, JPN, 870-8601
Oita Bank Ltd is a Japanese regional bank operating primarily in the Oita prefecture, located in the southwest of the nation's archipelago. The bank emphasizes a community-based strategy to create value alongside its operating region. It provides financial services to businesses and individuals, including banking, leasing, and credit cards. A majority of the bank's earning assets are in loans and bills discounted, followed by investment securities. Most of the bank's income is overwhelmingly net interest income, followed by fees and commissions.
49GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.31
Price
$1.63
GF Value