FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Oita Bank's Free Cash Flow for the
three
months ended in Mar. 2026 was $0.0 Mil. Oita Bank's Revenue for the
three
months ended in Mar. 2026 was $161.7 Mil. Therefore, Oita Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.
The historical rank and industry rank for Oita Bank's FCF Margin % or its related term are showing as below:
OITAF'
s FCF Margin % Range Over the Past 10 Years
Min: -264.7 Med: 124.96 Max: 883.85
Current: -253.89
During the past 13 years, the highest FCF Margin % of Oita Bank was 883.85%. The lowest was -264.70%. And the median was 124.96%.
OITAF's FCF Margin % is ranked worse than 97.81% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs OITAF: -253.89
Oita Bank FCF Margin % Related Terms
Oita Bank FCF Margin % Historical Data
* Premium members only.
The historical data trend for Oita Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Oita Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oita Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Oita Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Oita Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oita Bank (OITAF) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Oita Bank and its competitors. According to the industry distribution chart, Oita Bank ranks #1472 out of 1505 companies in the Banks industry, placing it in the top 97.8%.
Is Oita Bank's FCF Margin % too high?
Oita Bank's current FCF Margin % is 0.00%. Based on the distribution chart, Oita Bank ranks #1472 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Oita Bank has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Oita Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Oita Bank ranks #1472 out of 1505 companies for FCF Margin %. This places Oita Bank in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Oita Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oita Bank's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oita Bank stock overvalued right now?
Oita Bank (OITAF) has a current FCF Margin % of 0.00%. The stock's GF Value™ is $1.63, compared to a current price of $4.31 — trading 164.4% above its estimated fair value. The current FCF Margin % is 0.00%. Oita Bank's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Oita Bank (OITAF), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oita Bank (OITAF) Overvalued in 2026?
Based on GuruFocus' analysis, Oita Bank stock appears to be overvalued.
The current stock price of $4.31 is trading 164.4% above its estimated GF Value™ of $1.63.
Key valuation signals for OITAF:
FCF Margin %: 0.00%
GF Value™: $1.63 vs. price of $4.31 (164.4% above fair value)
No single metric tells the full story. See the OITAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oita Bank Ltd is a Japanese regional bank operating primarily in the Oita prefecture, located in the southwest of the nation's archipelago. The bank emphasizes a community-based strategy to create value alongside its operating region. It provides financial services to businesses and individuals, including banking, leasing, and credit cards. A majority of the bank's earning assets are in loans and bills discounted, followed by investment securities. Most of the bank's income is overwhelmingly net interest income, followed by fees and commissions.
49GF Score
Get the complete analysis for OITAF
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OITAF has been successfully added to your 
