OITAF (Oita Bank) Growth Rank: 5 (As of Aug. 07, 2026) — 67% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OITAF Oita Bank Ltd OITAF
50 GF Score
Price $4.31
GF Value $1.32
! 6 Warning Signs
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What is Oita Bank Growth Rank?

Oita Bank OITAF 50 Growth Rank is 5 as of Aug. 07, 2026, which is 67% above its 10-year median of 3.00. GuruFocus rates OITAF with a GF Score™ of 50/100 and a GF Value™ of $1.32. The stock has 6 warning signs investors should review.

Oita Bank has the Growth Rank of 5.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Oita Bank Growth Rank Competitor Comparison

For the Banks - Regional subindustry, Oita Bank's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Oita Bank Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Oita Bank's Growth Rank distribution charts can be found below:

* The bar in red indicates where Oita Bank's Growth Rank falls into.


OITAF
50GF Score
Oita Bank Ltd OITAF
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 5 mean?
Oita Bank (OITAF) has a Growth Rank of 5 as of Aug. 07, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Oita Bank and its competitors. This is 67% above median its historical median of 3.00. Over the past decade, Oita Bank's Growth Rank has ranged from 1.00 to 6.00.
Is Oita Bank's Growth Rank too high?
Oita Bank's current Growth Rank of 5 is 67% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 6.00. Overall, Oita Bank has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Oita Bank's Growth Rank compare to competitors?
Oita Bank's Growth Rank of 5 can be compared against companies in the Banks industry. Historically, Oita Bank's own Growth Rank has ranged from 1.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Oita Bank and its competitors. Oita Bank's current Growth Rank is 5, which is 67% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oita Bank stock overvalued right now?
Oita Bank (OITAF) has a current Growth Rank of 5. The stock's GF Value™ is $1.32, compared to a current price of $4.31 — trading 226.5% above its estimated fair value. The current Growth Rank is 5, which is 67% above median its 10-year median of 3.00. Oita Bank's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Oita Bank (OITAF), the current Growth Rank is 5 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oita Bank (OITAF) Overvalued in 2026?

Based on GuruFocus' analysis, Oita Bank stock appears to be overvalued. The current stock price of $4.31 is trading 226.5% above its estimated GF Value™ of $1.32.

Key valuation signals for OITAF:

  • Growth Rank: 5 (67% above median its 10-year median of 3.00)
  • GF Value™: $1.32 vs. price of $4.31 (226.5% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the OITAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oita Bank Business Description

Other Exchanges 8392:Japan
Address 3-4-1, Funai-cho, Oita, JPN, 870-8601
Oita Bank Ltd is a Japanese regional bank operating primarily in the Oita prefecture, located in the southwest of the nation's archipelago. The bank emphasizes a community-based strategy to create value alongside its operating region. It provides financial services to businesses and individuals, including banking, leasing, and credit cards. A majority of the bank's earning assets are in loans and bills discounted, followed by investment securities. Most of the bank's income is overwhelmingly net interest income, followed by fees and commissions.
50GF Score

Get the complete analysis for OITAF

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.31
Price
$1.32
GF Value