Haugesund Sparebank ASA (OSL:HGSB) Debt-to-Asset : 0.25 (As of Jun. 2026)

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What is Haugesund Sparebank ASA Debt-to-Asset?

Haugesund Sparebank ASA OSL:HGSB +0.63% Debt-to-Asset is 0.25 as of Jun. 2026. The stock has 7 warning signs investors should review.

Haugesund Sparebank ASA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr0.0 Mil. Haugesund Sparebank ASA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr5,413.3 Mil. Haugesund Sparebank ASA's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was kr21,452.7 Mil. Haugesund Sparebank ASA's debt to asset for the quarter that ended in Jun. 2026 was 0.25.

Haugesund Sparebank ASA  (OSL:HGSB) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Haugesund Sparebank ASA Debt-to-Asset Related Terms

Haugesund Sparebank ASA Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Haugesund Sparebank ASA's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Haugesund Sparebank ASA Debt-to-Asset Chart

Haugesund Sparebank ASA Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
0.16 0.22 0.26 0.26 0.23

Haugesund Sparebank ASA Quarterly Data
Dec21 Dec22 Mar23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.26 0.24 0.23 0.25 0.25

Haugesund Sparebank ASA Debt-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Haugesund Sparebank ASA's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Haugesund Sparebank ASA Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Haugesund Sparebank ASA's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Haugesund Sparebank ASA's Debt-to-Asset falls into.


Haugesund Sparebank ASA Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Haugesund Sparebank ASA's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 4725.415) / 20431.639
=0.23

Haugesund Sparebank ASA's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 5413.295) / 21452.694
=0.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.25 mean?
Haugesund Sparebank ASA (OSL:HGSB) has a Debt-to-Asset of 0.25 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Haugesund Sparebank ASA and its competitors.
Is Haugesund Sparebank ASA's Debt-to-Asset too high?
Haugesund Sparebank ASA's current Debt-to-Asset is 0.25.
How does Haugesund Sparebank ASA's Debt-to-Asset compare to competitors?
Haugesund Sparebank ASA's Debt-to-Asset of 0.25 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Haugesund Sparebank ASA and its competitors. Haugesund Sparebank ASA's current Debt-to-Asset is 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Haugesund Sparebank ASA stock overvalued right now?
Haugesund Sparebank ASA (OSL:HGSB) has a current Debt-to-Asset of 0.25. The current Debt-to-Asset is 0.25. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Haugesund Sparebank ASA (OSL:HGSB), the current Debt-to-Asset is 0.25 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Haugesund Sparebank ASA Business Description

Address Haraldsgata 115, Haugesund, NOR, 5527
Haugesund Sparebank ASA is a local and independent savings bank in Norway with core business in banking. It also has strategic investments in product companies within insurance, leasing and securities trading.