Haugesund Sparebank ASA (OSL:HGSB) LT-Debt-to-Total-Asset: 0.25 (As of Mar. 2026)


OSL:HGSB Haugesund Sparebank ASA OSL:HGSB
2 GF Score
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What is Haugesund Sparebank ASA LT-Debt-to-Total-Asset?

Haugesund Sparebank ASA OSL:HGSB +0.97% 2 LT-Debt-to-Total-Asset is 0.25 as of Mar. 2026. GuruFocus rates OSL:HGSB with a GF Score™ of 2/100. The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Haugesund Sparebank ASA's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.25.

Haugesund Sparebank ASA's long-term debt to total assets ratio declined from Mar. 2025 (0.27) to Mar. 2026 (0.25). It may suggest that Haugesund Sparebank ASA is progressively becoming less dependent on debt to grow their business.

Haugesund Sparebank ASA  (OSL:HGSB) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Haugesund Sparebank ASA LT-Debt-to-Total-Asset Related Terms

Haugesund Sparebank ASA LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Haugesund Sparebank ASA's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Haugesund Sparebank ASA LT-Debt-to-Total-Asset Chart

Haugesund Sparebank ASA Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
0.16 0.22 0.26 0.26 0.23

Haugesund Sparebank ASA Quarterly Data
Dec21 Dec22 Mar23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.27 0.26 0.24 0.23 0.25
OSL:HGSB
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Haugesund Sparebank ASA OSL:HGSB
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Haugesund Sparebank ASA LT-Debt-to-Total-Asset Calculation

Haugesund Sparebank ASA's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=4725.415/20431.639
=0.23

Haugesund Sparebank ASA's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=5055.938/20648.8
=0.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.25 mean?
Haugesund Sparebank ASA (OSL:HGSB) has a LT-Debt-to-Total-Asset of 0.25 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Haugesund Sparebank ASA and its competitors.
Is Haugesund Sparebank ASA's LT-Debt-to-Total-Asset too high?
Haugesund Sparebank ASA's current LT-Debt-to-Total-Asset is 0.25. Overall, Haugesund Sparebank ASA has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Haugesund Sparebank ASA's LT-Debt-to-Total-Asset compare to competitors?
Haugesund Sparebank ASA's LT-Debt-to-Total-Asset of 0.25 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Haugesund Sparebank ASA and its competitors. Haugesund Sparebank ASA's current LT-Debt-to-Total-Asset is 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Haugesund Sparebank ASA stock overvalued right now?
Haugesund Sparebank ASA (OSL:HGSB) has a current LT-Debt-to-Total-Asset of 0.25. The current LT-Debt-to-Total-Asset is 0.25. Haugesund Sparebank ASA's overall GF Score™ is 2/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Haugesund Sparebank ASA (OSL:HGSB), the current LT-Debt-to-Total-Asset is 0.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Haugesund Sparebank ASA Business Description

Address Haraldsgata 115, Haugesund, NOR, 5527
Haugesund Sparebank ASA is a local and independent savings bank in Norway with core business in banking. It also has strategic investments in product companies within insurance, leasing and securities trading.
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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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