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Haugesund Sparebank ASAOSL:HGSB +0.25% Equity-to-Asset is 0.13 as of Jun. 2026, which is at its 10-year median of 0.13. The stock has 7 warning signs investors should review. Among 1,522 Banks companies, Haugesund Sparebank ASA ranks better than 78.19% on this metric.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Haugesund Sparebank ASA Equity-to-Asset Related Terms
Haugesund Sparebank ASA Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Haugesund Sparebank ASA's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Haugesund Sparebank ASA Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Haugesund Sparebank ASA's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Haugesund Sparebank ASA's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Haugesund Sparebank ASA's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Haugesund Sparebank ASA (OSL:HGSB) has a Equity-to-Asset of 0.13 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Haugesund Sparebank ASA and its competitors. This is near median its historical median of 0.13. Over the past decade, Haugesund Sparebank ASA's Equity-to-Asset has ranged from 0.13 to 0.14. According to the industry distribution chart, Haugesund Sparebank ASA ranks #332 out of 1522 companies in the Banks industry, placing it in the top 21.8%.
Is Haugesund Sparebank ASA's Equity-to-Asset too high?
Haugesund Sparebank ASA's current Equity-to-Asset of 0.13 is near median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. Haugesund Sparebank ASA's value of 0.13 is 30% above this industry median. Based on the distribution chart, Haugesund Sparebank ASA ranks #332 out of 1522 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does Haugesund Sparebank ASA's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Haugesund Sparebank ASA ranks #332 out of 1522 companies for Equity-to-Asset. This places Haugesund Sparebank ASA in the top 22% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Haugesund Sparebank ASA's value of 0.13 is 30% above this benchmark. Historically, Haugesund Sparebank ASA's own Equity-to-Asset has ranged from 0.13 to 0.14 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.10, Haugesund Sparebank ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Haugesund Sparebank ASA's current Equity-to-Asset of 0.13 is 30% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Haugesund Sparebank ASA and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Haugesund Sparebank ASA's current Equity-to-Asset is 0.13, which is near median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Haugesund Sparebank ASA stock overvalued right now?
Haugesund Sparebank ASA (OSL:HGSB) has a current Equity-to-Asset of 0.13. The current Equity-to-Asset is 0.13, which is near median its 10-year median of 0.13 and 30% above the Banks industry median of 0.10. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Haugesund Sparebank ASA (OSL:HGSB), the current Equity-to-Asset is 0.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Haugesund Sparebank ASA is a local and independent savings bank in Norway with core business in banking. It also has strategic investments in product companies within insurance, leasing and securities trading.
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