Haugesund Sparebank ASAOSL:HGSB -0.80%2 Pretax Margin % is 47.82% as of Mar. 2026, which is 1% below its 10-year median of 48.32. GuruFocus rates OSL:HGSB with a GF Score™ of 2/100. The stock has 4 warning signs investors should review. Among 1,530 Banks companies, Haugesund Sparebank ASA ranks better than 76.27% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Haugesund Sparebank ASA Pretax Margin % Related Terms
Haugesund Sparebank ASA Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Haugesund Sparebank ASA's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Haugesund Sparebank ASA Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Haugesund Sparebank ASA's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Haugesund Sparebank ASA's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Haugesund Sparebank ASA (OSL:HGSB) has a Pretax Margin % of 47.82% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Haugesund Sparebank ASA and its competitors. This is near median its historical median of 48.32. Over the past decade, Haugesund Sparebank ASA's Pretax Margin % has ranged from 46.00 to 53.28. According to the industry distribution chart, Haugesund Sparebank ASA ranks #363 out of 1530 companies in the Banks industry, placing it in the top 23.7%.
Is Haugesund Sparebank ASA's Pretax Margin % too high?
Haugesund Sparebank ASA's current Pretax Margin % of 47.82% is near median its 10-year median of 48.32. Over the past 10 years, this metric has ranged from a low of 46.00 to a high of 53.28. The Banks industry median Pretax Margin % is 34.72. Haugesund Sparebank ASA's value of 47.82% is 37.8% above this industry median. Based on the distribution chart, Haugesund Sparebank ASA ranks #363 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Haugesund Sparebank ASA has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Haugesund Sparebank ASA's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Haugesund Sparebank ASA ranks #363 out of 1530 companies for Pretax Margin %. This places Haugesund Sparebank ASA in the top 24% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.72. Haugesund Sparebank ASA's value of 47.82% is 37.8% above this benchmark. Historically, Haugesund Sparebank ASA's own Pretax Margin % has ranged from 46.00 to 53.28 over the past decade. While the company's 10-year median is 48.32 vs. the industry median of 34.72, Haugesund Sparebank ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Haugesund Sparebank ASA's current Pretax Margin % of 47.82% is 37.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Haugesund Sparebank ASA and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Haugesund Sparebank ASA's current Pretax Margin % is 47.82%, which is near median its own 10-year median of 48.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Haugesund Sparebank ASA stock overvalued right now?
Haugesund Sparebank ASA (OSL:HGSB) has a current Pretax Margin % of 47.82%. The current Pretax Margin % is 47.82%, which is near median its 10-year median of 48.32 and 37.8% above the Banks industry median of 34.72. Haugesund Sparebank ASA's overall GF Score™ is 2/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Haugesund Sparebank ASA (OSL:HGSB), the current Pretax Margin % is 47.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Haugesund Sparebank ASA is a local and independent savings bank in Norway with core business in banking. It also has strategic investments in product companies within insurance, leasing and securities trading.
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