Haugesund Sparebank ASAOSL:HGSB 2 Net Margin % is 37.04% as of Mar. 2026, which is 5% below its 10-year median of 39.06. GuruFocus rates OSL:HGSB with a GF Score™ of 2/100. The stock has 4 warning signs investors should review. Among 1,530 Banks companies, Haugesund Sparebank ASA ranks better than 79.87% on this metric.
The historical rank and industry rank for Haugesund Sparebank ASA's Net Margin % or its related term are showing as below:
OSL:HGSB'
s Net Margin % Range Over the Past 10 Years
Min: 36.27 Med: 39.06 Max: 42.43
Current: 37.22
OSL:HGSB's Net Margin % is ranked better than 79.87% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs OSL:HGSB: 37.22
Haugesund Sparebank ASA (OSL:HGSB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Haugesund Sparebank ASA Net Margin % Related Terms
Haugesund Sparebank ASA Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Haugesund Sparebank ASA Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Haugesund Sparebank ASA's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Haugesund Sparebank ASA Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Haugesund Sparebank ASA's Net Margin % distribution charts can be found below:
* The bar in red indicates where Haugesund Sparebank ASA's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Haugesund Sparebank ASA (OSL:HGSB) has a Net Margin % of 37.04% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Haugesund Sparebank ASA and its competitors. This is near median its historical median of 39.06. Over the past decade, Haugesund Sparebank ASA's Net Margin % has ranged from 36.27 to 42.43. According to the industry distribution chart, Haugesund Sparebank ASA ranks #308 out of 1530 companies in the Banks industry, placing it in the top 20.1%.
Is Haugesund Sparebank ASA's Net Margin % too high?
Haugesund Sparebank ASA's current Net Margin % of 37.04% is near median its 10-year median of 39.06. Over the past 10 years, this metric has ranged from a low of 36.27 to a high of 42.43. The Banks industry median Net Margin % is 26.85. Haugesund Sparebank ASA's value of 37.04% is 38% above this industry median. Based on the distribution chart, Haugesund Sparebank ASA ranks #308 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Haugesund Sparebank ASA has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Haugesund Sparebank ASA's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Haugesund Sparebank ASA ranks #308 out of 1530 companies for Net Margin %. This places Haugesund Sparebank ASA in the top 20% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. Haugesund Sparebank ASA's value of 37.04% is 38% above this benchmark. Historically, Haugesund Sparebank ASA's own Net Margin % has ranged from 36.27 to 42.43 over the past decade. While the company's 10-year median is 39.06 vs. the industry median of 26.85, Haugesund Sparebank ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Haugesund Sparebank ASA's current Net Margin % of 37.04% is 38% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Haugesund Sparebank ASA and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Haugesund Sparebank ASA's current Net Margin % is 37.04%, which is near median its own 10-year median of 39.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Haugesund Sparebank ASA stock overvalued right now?
Haugesund Sparebank ASA (OSL:HGSB) has a current Net Margin % of 37.04%. The current Net Margin % is 37.04%, which is near median its 10-year median of 39.06 and 38% above the Banks industry median of 26.85. Haugesund Sparebank ASA's overall GF Score™ is 2/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Haugesund Sparebank ASA (OSL:HGSB), the current Net Margin % is 37.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Haugesund Sparebank ASA is a local and independent savings bank in Norway with core business in banking. It also has strategic investments in product companies within insurance, leasing and securities trading.
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