Villar Land Holdings (PHS:VLC) Debt-to-Asset : 0.13 (As of Sep. 2025)

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PHS:VLC Villar Land Holdings Corp PHS:VLC
60 GF Score
Price ₱448.00
GF Value ₱608.01
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Villar Land Holdings Debt-to-Asset?

Villar Land Holdings PHS:VLC 60 Debt-to-Asset is 0.13 as of Sep. 2025. GuruFocus rates PHS:VLC with a GF Score™ of 60/100 and a GF Value™ of ₱608.01 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Villar Land Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was ₱1,267 Mil. Villar Land Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was ₱3,606 Mil. Villar Land Holdings's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Sep. 2025 was ₱38,324 Mil. Villar Land Holdings's debt to asset for the quarter that ended in Sep. 2025 was 0.13.


Villar Land Holdings  (PHS:VLC) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Villar Land Holdings Debt-to-Asset Related Terms


Villar Land Holdings Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Villar Land Holdings's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Villar Land Holdings Debt-to-Asset Chart

Villar Land Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.27 0.26 0.23 0.19 0.14

Villar Land Holdings Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.14 0.14 0.13 0.13

Villar Land Holdings Debt-to-Asset Competitor Comparison

For the Real Estate - Development subindustry, Villar Land Holdings's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Villar Land Holdings Debt-to-Asset vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Villar Land Holdings's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Villar Land Holdings's Debt-to-Asset falls into.


PHS:VLC
60GF Score
Villar Land Holdings Corp PHS:VLC
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Villar Land Holdings Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Villar Land Holdings's Debt-to-Asset for the fiscal year that ended in Dec. 2024 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(1856.271 + 3219.58) / 35749.599
=0.14

Villar Land Holdings's Debt-to-Asset for the quarter that ended in Sep. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(1266.953 + 3606.071) / 38323.786
=0.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.13 mean?
Villar Land Holdings (PHS:VLC) has a Debt-to-Asset of 0.13 as of Sep. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Villar Land Holdings and its competitors.
Is Villar Land Holdings' Debt-to-Asset too high?
Villar Land Holdings' current Debt-to-Asset is 0.13. Overall, Villar Land Holdings has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Villar Land Holdings' Debt-to-Asset compare to competitors?
Villar Land Holdings' Debt-to-Asset of 0.13 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Real Estate company?
A good Debt-to-Asset depends on the Real Estate industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Villar Land Holdings and its competitors. Villar Land Holdings's current Debt-to-Asset is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Villar Land Holdings stock overvalued right now?
Based on GuruFocus' analysis, Villar Land Holdings (PHS:VLC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱608.01, compared to a current price of ₱448.00 — trading 26.3% below its estimated fair value. The current Debt-to-Asset is 0.13. Villar Land Holdings' overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Villar Land Holdings (PHS:VLC), the current Debt-to-Asset is 0.13 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Villar Land Holdings (PHS:VLC) Overvalued in 2026?

Based on GuruFocus' analysis, Villar Land Holdings stock appears to be undervalued. The current stock price of ₱448.00 is trading 26.3% below its estimated GF Value™ of ₱608.01. GuruFocus considers Villar Land Holdings to be Modestly Undervalued.

Key valuation signals for PHS:VLC:

  • Debt-to-Asset: 0.13
  • GF Value™: ₱608.01 vs. price of ₱448.00 (26.3% below fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the PHS:VLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Villar Land Holdings Business Description

Address San Ezekiel, C5 Extension, 2nd Floor, Golden Haven Building, Villar SIPAG Complex, Barangay Pulanglupa Uno, Las Pinas, PHL, 1746
Villar Land Holdings Corp, formerly Golden MV Holdings Inc is a Philippines-based developer of memorial parks in the country in terms of the number of projects, overall sales, and land development. The company develops, constructs, and operates columbarium and memorial chapel facilities, and is also engaged in the construction and development of residential projects in various places all over the Philippines. The company has two operating segments; the Residential segment pertains to the housing market segment of the group. It caters to the development and sale of residential houses and lots, subdivision lots, and condominium units, and The Deathcare segment pertains to the sale of memorial lots, interment income, and income from chapel services.
60GF Score

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Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱448.00
Price
₱608.01
GF Value