Villar Land Holdings (PHS:VLC) Debt-to-Equity: 0.34 (As of Sep. 2025) — Near Median

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PHS:VLC Villar Land Holdings Corp PHS:VLC
61 GF Score
Price ₱448.00
GF Value ₱609.85
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Villar Land Holdings Debt-to-Equity?

Villar Land Holdings PHS:VLC 61 Debt-to-Equity is 0.34 as of Sep. 2025, which is 8% below its 10-year median of 0.37. GuruFocus rates PHS:VLC with a GF Score™ of 61/100 and a GF Value™ of ₱609.85 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,542 Real Estate companies, Villar Land Holdings ranks better than 69.91% on this metric.

Villar Land Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was ₱1,267 Mil. Villar Land Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was ₱3,606 Mil. Villar Land Holdings's Total Stockholders Equity for the quarter that ended in Sep. 2025 was ₱14,373 Mil. Villar Land Holdings's debt to equity for the quarter that ended in Sep. 2025 was 0.34.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Villar Land Holdings's Debt-to-Equity or its related term are showing as below:

PHS:VLC' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02   Med: 0.37   Max: 0.89
Current: 0.34

During the past 12 years, the highest Debt-to-Equity Ratio of Villar Land Holdings was 0.89. The lowest was 0.02. And the median was 0.37.

PHS:VLC's Debt-to-Equity is ranked better than
69.91% of 1542 companies
in the Real Estate industry
Industry Median: 0.73 vs PHS:VLC: 0.34

Villar Land Holdings  (PHS:VLC) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Villar Land Holdings Debt-to-Equity Related Terms


Villar Land Holdings Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Villar Land Holdings's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Villar Land Holdings Debt-to-Equity Chart

Villar Land Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.73 0.60 0.51 0.37 0.37

Villar Land Holdings Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.37 0.36 0.36 0.34

Villar Land Holdings Debt-to-Equity Competitor Comparison

For the Real Estate - Development subindustry, Villar Land Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Villar Land Holdings Debt-to-Equity vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Villar Land Holdings's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Villar Land Holdings's Debt-to-Equity falls into.


PHS:VLC
61GF Score
Villar Land Holdings Corp PHS:VLC
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Villar Land Holdings Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Villar Land Holdings's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Villar Land Holdings's Debt to Equity Ratio for the quarter that ended in Sep. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.34 mean?
Villar Land Holdings (PHS:VLC) has a Debt-to-Equity of 0.34 as of Sep. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Villar Land Holdings and its competitors. This is near median its historical median of 0.37. Over the past decade, Villar Land Holdings' Debt-to-Equity has ranged from 0.02 to 0.89. According to the industry distribution chart, Villar Land Holdings ranks #464 out of 1542 companies in the Real Estate industry, placing it in the top 30.1%.
Is Villar Land Holdings' Debt-to-Equity too high?
Villar Land Holdings' current Debt-to-Equity of 0.34 is near median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.89. The Real Estate industry median Debt-to-Equity is 0.73. Villar Land Holdings' value of 0.34 is 53.4% below this industry median. Based on the distribution chart, Villar Land Holdings ranks #464 out of 1542 companies in the Real Estate industry, which is above the industry midpoint. Overall, Villar Land Holdings has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Villar Land Holdings' Debt-to-Equity compare to competitors?
According to the Real Estate industry distribution chart, Villar Land Holdings ranks #464 out of 1542 companies for Debt-to-Equity. This puts Villar Land Holdings in the upper half of its industry. The industry median Debt-to-Equity is 0.73. Villar Land Holdings' value of 0.34 is 53.4% below this benchmark. Historically, Villar Land Holdings' own Debt-to-Equity has ranged from 0.02 to 0.89 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 0.73, Villar Land Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Real Estate company?
The median Debt-to-Equity among Real Estate companies is 0.73, based on 1,542 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Villar Land Holdings's current Debt-to-Equity of 0.34 is 53.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Villar Land Holdings and its competitors. For the Real Estate industry, the median Debt-to-Equity is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Villar Land Holdings's current Debt-to-Equity is 0.34, which is near median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Villar Land Holdings stock overvalued right now?
Based on GuruFocus' analysis, Villar Land Holdings (PHS:VLC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱609.85, compared to a current price of ₱448.00 — trading 26.5% below its estimated fair value. The current Debt-to-Equity is 0.34, which is near median its 10-year median of 0.37 and 53.4% below the Real Estate industry median of 0.73. Villar Land Holdings' overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Villar Land Holdings (PHS:VLC), the current Debt-to-Equity is 0.34 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Villar Land Holdings (PHS:VLC) Overvalued in 2026?

Based on GuruFocus' analysis, Villar Land Holdings stock appears to be undervalued. The current stock price of ₱448.00 is trading 26.5% below its estimated GF Value™ of ₱609.85. GuruFocus considers Villar Land Holdings to be Modestly Undervalued.

Key valuation signals for PHS:VLC:

  • Debt-to-Equity: 0.34 (near median its 10-year median of 0.37)
  • GF Value™: ₱609.85 vs. price of ₱448.00 (26.5% below fair value)
  • GF Score™: 61/100 with 2 warning signs
  • Industry Position: 53.4% below the Real Estate median (#464 of 1542)

No single metric tells the full story. See the PHS:VLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Villar Land Holdings Business Description

Address San Ezekiel, C5 Extension, 2nd Floor, Golden Haven Building, Villar SIPAG Complex, Barangay Pulanglupa Uno, Las Pinas, PHL, 1746
Villar Land Holdings Corp, formerly Golden MV Holdings Inc is a Philippines-based developer of memorial parks in the country in terms of the number of projects, overall sales, and land development. The company develops, constructs, and operates columbarium and memorial chapel facilities, and is also engaged in the construction and development of residential projects in various places all over the Philippines. The company has two operating segments; the Residential segment pertains to the housing market segment of the group. It caters to the development and sale of residential houses and lots, subdivision lots, and condominium units, and The Deathcare segment pertains to the sale of memorial lots, interment income, and income from chapel services.
61GF Score

Get the complete analysis for PHS:VLC

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱448.00
Price
₱609.85
GF Value